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BriteAPI Tutorial: Endorse, renew, and cancel policy transactions (Classic)

BriteCore offers a fully headless policy administration system used to execute core processes such as rating, underwriting, binding, issuing, endorsing, canceling/rescinding cancelation, reinstating, and renewing policies.

This tutorial walks you through the Britecore Classic API endpoints handling policy transactional services, including:

  • Create policy revision
  • Update policy effective dates
  • Retrieve policy related information: Policy terms, revision details, property details etc.
  • Update policy with rating information
  • Add coverages
  • Rate the revision
  • Bind the policy
  • Cancel a policy
  • Reinstating a cancellation

We also cover the key concepts to understand policies in BriteCore, including policies process flow, policy revisions and status.

Note: For auto-related policy information, refer to the Endorse, renew, cancel and reinstate your policy.

Key concepts

  • Cancellation: A coverage that’s no longer in effect.
  • Cancellation pending: An increase in risk/failure to pay on time.
  • Commit date: The date a revision (endorsement) is put into force.
  • Coverage: A guarantee of financial restoration in the event of a loss.
  • Endorsement: A change to a policy, such as increasing coverage, decreasing coverage, or changing the mortgagee. Within BriteCore, endorsements are referred to as revisions.
  • Endorsement transactions: Revisions to in-force policies.
  • Effective date: The date an insurance policy becomes active.
  • Expiration: End of term without a renewal offer.
  • In-force policies: Insurance policies that are currently under contract
  • Non-renewal: No offer to extend coverage for another term.
  • Policy: A contract that guarantees insurance coverage for a given duration of time.
  • Premium: Money paid by a policyholder to an insurance carrier in exchange for insurance.
  • Reinstatement: A previously canceled coverage now back in effect.
  • Renewal: An offer to extend coverage for another term.
  • Revision: A BriteCore-specific term referring to a point-in-time snapshot of a policy contract created when there is a substantive change to the contract.
  • Risk: An asset protected by insurance.
  • State: Describes a step in a particular transactional workflow process, usch as In Progress, Approved, Rejected, Abandoned, etc.
  • Status: The current status of a policy contract in relation to specific workflows, such as Active, Canceled, or Expired.
  • Transaction: A point-in-time action that results in a document exchange among parties, such as agents, insureds, underwriters. Not all transactions are revisions.
  • Straight-trough processing (STP): Electronically streamlines and processes information across multiple points.

Policies process flow

In BriteCore, a policy’s status depends on where it is in the policy lifecycle. Figure 1 outlines a policy’s flow from application submission to active policies, including possible transactions on an active policy.

Figure 1: A policy’s flow from application submission to active policies, including possible transactions on an active policy

Policy revisions in BriteCore

A revision is the foundation of a policy and tracks the changes to a policy over time, including written premium. Revision states indicate whether the revision’s information is in effect; see Table 1.

Table 1: Revision states.

Use BriteAPIs to set up a Policies dashboard

This section will walk you through specific API endpoints to select for your Policies dashboard.

Step 1: Get a security token

You will need to request an ID and Secret to use OAuth 2.0.

For more information, refer to How do I get started?

Step 2: Search policies

Pass a string to the Search endpoint to retrieve a list of matching policies.

Sample request

View code
curl --location --request POST '/api/v2/policies/search' \

--header 'Content-Type: application/json' \

--data-raw '{

"api_key": "",

"search_string": "",

"sort_obj":{

"field":"effective_date",

"order":"asc"

},

"current_page":1,

"page_size":4

}'

Sample response

View code
"data": {

"activePage": 1,

"maxPages": 16,

"records": [

{

"status": "Active",

"namedInsured": "Test Named Insured",

"effectiveDate": "01/01/2018",

"policyNumber": "CreditScore",

"reviewState": "NOT_STARTED",

"flag": "white",

"policyType": "Homeowners Form 3",

"policyId": "baff2536-a0ad-4d75-b35a-100f4891acdf",

"expirationDate": "01/01/2019"

},

{

"status": "Active",

"namedInsured": "Joe Insured",

"effectiveDate": "11/01/2018",

"policyNumber": "P-2014-1122",

"reviewState": "NOT_STARTED",

"flag": "white",

"policyType": "Homeowners Form 2",

"policyId": "4e19dc83-a92c-4df1-b005-c3110c93c2ed",

"expirationDate": "11/01/2019"

},

{

"status": "Active",

"namedInsured": "Test Named Insured",

"effectiveDate": "01/05/2019",

"policyNumber": "Endorse04a",

"reviewState": "NOT_STARTED",

"flag": "white",

"policyType": "Homeowners Form 3",

"policyId": "4f92a292-ea98-4e9e-aa6d-a5b425274c8d",

"expirationDate": "01/05/2020"

},

{

"status": "Canceled",

"namedInsured": "Test Named Insured",

"effectiveDate": "01/06/2019",

"policyNumber": "FlatCancel",

"reviewState": "NOT_STARTED",

"flag": "white",

"policyType": "Homeowners Form 3",

"policyId": "f17925d1-f0b1-45fb-872f-fde748e6c201",

"expirationDate": "01/06/2020"

}

]

},

"messages": [],

"success": true

}

Step 3: Create policy revision

The new_revision endpoint allows you to create a new policy revision for a policy change (endorsement) or renewal date.

Sample request

View code
curl --location --request POST '/api/v2/policies/new_revision' \

--header 'Content-Type: application/json' \

--data-raw '{

"api_key": "",

"policy_id": "dbbb3d85-4366-4693-82eb-9c2b832471a6",

"revision_date": "01/21/2021"

}'

Sample response

View code
{

"data": {

"revision_id": "926e41a1-a5ab-4125-81bf-705e5ce08ab8"

},

"messages": [],

"success": true

}

Step 4: Update policy effective dates

Use the update_effective_and_expiration_date endpoint to update the effective date, expiration date, and policy term.

Sample request

View code
curl --location --request POST '/api/v2/policies/update_effective_and_expiration_date' \

--header 'Content-Type: application/json' \

--data-raw '{

"api_key": "",

"effective_date": "2021-07-29",

"expiration_date": "2022-07-29",

"policy_term_type": "1 Year",

"policy_type_id": "b56a406f-5330-4b6c-ba23-2a135bd6f79d",

"policy_id": "d3f18ffa-3937-459f-9090-14a6913b5976"

}'

Sample response

View code
{

"data": {

"effective_date": "2021-07-29 00:00:00",

"expiration_date": "2022-07-29 00:00:00",

"policy_term": "1 Year",

"inception_date": "2021-07-29",

"term_length": 365

},

"messages": [

"Updated effective date and expiration date."

],

"success": true

}

Step 5: Retrieve policy terms

Use retrieve_policy_terms to obtain policy terms identifiers and their revisions for a policy. policy_number is required.

Sample request

View code
curl --location --request POST '/api/v2/policies/retrieve_policy_terms' \

--header 'Content-Type: application/json' \

--data-raw '{

"api_key": "",

"policy_number": "P-2020-11"

}

Sample response

View code
{

"data": [

{

"effective_date": "2020-06-12",

"expiration_date": "2021-06-12",

"id": "994ea736-bbb3-4eb9-8557-f99032cd88be",

"is_renewal": false,

"manual_reason": "",

"policy_id": "5f140437-11f9-45c5-a11b-34321d4e3801",

"renewal_status": "Non-Renewal",

"renewal_status_description": "Credit score is low.",

"renewal_status_reason_id": "c105440e-981e-11de-8406-000c2976c0ee",

"renewal_type": null,

"revisions": [

{

"annual_fee": 35.0,

"annual_premium": 25.0,

"builder_pending": false,

"builder_ready_to_rate": false,

"cancel_date": null,

"cancellation_revision_id": null,

"commission_rate": 0.0,

"commission_rate_adjustment": 0.0,

"commit_date": null,

"commit_date_time": null,

"create_date": "2020-06-12 13:56:22",

"credit_report_permissions": null,

"date_archived": null,

"date_updated": "2020-06-12 13:56:22",

"dec_description": null,

"description": null,

"grant_mortgagee_extension": false,

"id": "8194ed51-12ec-49cc-aafd-d087cb3b0662",

"last_visited": null,

"override_commission": false,

"policy_id": "5f140437-11f9-45c5-a11b-34321d4e3801",

"policy_status": "Active",

"policy_status_reason_id": null,

"policy_term_id": "994ea736-bbb3-4eb9-8557-f99032cd88be",

"policy_type_id": "63e5c1f3-4488-4762-96c4-f8b54a2e4345",

"previous_revision_state": null,

"primary_property_id": "0e54d4d2-8708-4605-b772-aad0ed110a4f",

"print_dec": true,

"reinstate_at_commit": false,

"review_workflow_request_reason": null,

"review_workflow_state": "NOT_STARTED",

"revision_date": "2020-06-12",

"revision_state": "open",

"underwriting_contact_date": null,

"underwriting_contacted": false,

"underwriting_options": null,

"underwriting_questions": null,

"written_fee": 35.0,

"written_premium": 25.0,

"written_premium_delta": 0.0

},

{

"annual_fee": 35.0,

"annual_premium": 25.0,

"builder_pending": false,

"builder_ready_to_rate": false,

"cancel_date": null,

"cancellation_revision_id": null,

"commission_rate": 0.0,

"commission_rate_adjustment": 0.0,

"commit_date": "2020-06-12",

"commit_date_time": "2020-06-12 13:52:53",

"create_date": "2020-06-12 13:51:31",

"credit_report_permissions": null,

"date_archived": null,

"date_updated": "2020-06-12 13:56:22",

"dec_description": "Testing",

"description": null,

"grant_mortgagee_extension": false,

"id": "b70e73fe-a07d-4902-b923-027bc807c8a0",

"last_visited": null,

"override_commission": false,

"policy_id": "5f140437-11f9-45c5-a11b-34321d4e3801",

"policy_status": "Active",

"policy_status_reason_id": null,

"policy_term_id": "994ea736-bbb3-4eb9-8557-f99032cd88be",

"policy_type_id": "63e5c1f3-4488-4762-96c4-f8b54a2e4345",

"previous_revision_state": null,

"primary_property_id": "7a227ea3-003b-4cf0-9ca5-1599a4c9e215",

"print_dec": true,

"reinstate_at_commit": false,

"review_workflow_request_reason": null,

"review_workflow_state": "NOT_STARTED",

"revision_date": "2020-06-12",

"revision_state": "pending",

"underwriting_contact_date": null,

"underwriting_contacted": false,

"underwriting_options": null,

"underwriting_questions": null,

"written_fee": 35.0,

"written_premium": 25.0,

"written_premium_delta": 0.0

},

{

"annual_fee": null,

"annual_premium": 0.0,

"builder_pending": false,

"builder_ready_to_rate": false,

"cancel_date": null,

"cancellation_revision_id": null,

"commission_rate": 0.0,

"commission_rate_adjustment": 0.0,

"commit_date": null,

"commit_date_time": null,

"create_date": "2020-06-12 13:04:59",

"credit_report_permissions": null,

"date_archived": "2020-06-12 13:51:31",

"date_updated": "2020-06-12 13:51:31",

"dec_description": null,

"description": null,

"grant_mortgagee_extension": false,

"id": "d4a5afca-557f-4bed-846d-bdcedc23ba58",

"last_visited": null,

"override_commission": false,

"policy_id": "5f140437-11f9-45c5-a11b-34321d4e3801",

"policy_status": "Active",

"policy_status_reason_id": null,

"policy_term_id": "994ea736-bbb3-4eb9-8557-f99032cd88be",

"policy_type_id": "63e5c1f3-4488-4762-96c4-f8b54a2e4345",

"previous_revision_state": null,

"primary_property_id": "4afbd01b-ac1e-474e-9bea-68058aeb4248",

"print_dec": true,

"reinstate_at_commit": false,

"review_workflow_request_reason": null,

"review_workflow_state": "NOT_STARTED",

"revision_date": "2020-06-12",

"revision_state": "archived",

"underwriting_contact_date": null,

"underwriting_contacted": false,

"underwriting_options": null,

"underwriting_questions": null,

"written_fee": null,

"written_premium": 0.0,

"written_premium_delta": 0.0

}

],

"term_length": 365,

"term_type": "1 Year"

}

],

"messages": [],

"success": true

}

Step 6: Retrieve policy details

The endpoint retrieve_policy retrieves top-level information about a policy, such as named insured, agency, mortgagee, inspector, etc.

Sample request

View code
curl –location –request POST ‘/api/v2/policies/retrieve_policy’ \

–header ‘Content-Type: application/json’ \

–data-raw ‘{

“api_key”: “”,

“policy_number”: “10-2019-181”

}’

Sample response

View code
{

"data": {

"submit_bound": false,

"copied_to_rev_id": null,

"date_updated": "2019-09-26 07:08:09",

"inception_date": "2019-08-01",

"policy_group_id": null,

"submit_receipt_email": null,

"policy_contacts": {

"surplus_line_producers": [

{

"x_contact_reference": "2ef5e164-461d-4ff5-9a23-99dcde524e62"

}

],

"showAgencyContact": false

},

"id": "1c6dcb65-06c2-4996-806c-bef46cd5b6a9",

"rewritten": false,

"policy_number": "10-2019-181",

"active_policy_term": {

"manual_reason": null,

"override_min_amount_due": null,

"date_updated": "2019-09-26 10:35:52",

"generate_pre_pay_schedule": false,

"bill_sched_id": "7d3461be-f426-4ba5-8a14-82cc2af82689",

"first_address_used_id": null,

"renewal_status": "Renew",

"email_used_id": null,

"is_renewal": false,

"term_type": "3 Months",

"id": "56d40418-4928-41d6-adcc-a08fc5d9dcff",

"auto_pay_days_before": 0,

"term_length": 92,

"renewal_status_description": null,

"renewal_type": null,

"first_bill_whom_id": null,

"effective_date": "2019-08-01",

"billing_details": {

"premium_pro_rata": 523,

"total_debits": 523,

"premium_fully_billed": 0,

"system_fee": 0,

"premium_fully_earned": 0,

"custom_fee_fully_earned": 0,

"custom_fee_fully_billed": 0,

"future_fee": 0,

"custom_fee_pro_rata": 0,

"payments": -500,

"outstanding_debits": [

{

"record": {

"debit_custom_fee_fully_earned": 0,

"date_updated": "2019-10-01 20:21:15",

"date_deleted": null,

"date_added": "2019-10-01 20:21:15",

"debit_custom_fee_fully_billed": 0,

"transaction_type": "Invoice",

"id": "f6ebe73b-e32c-423f-a0cf-187eb55d7613",

"credit_transfer_id": null,

"debit_premium_fully_billed": 0,

"generated_by": "test_test",

"debit_premium_fully_earned": 0,

"payment_amount": 0,

"day_zero_date": "2019-10-01",

"snapshot": {

"amount": 523,

"premium_overview": {

"debit_premium_pro_rata": 523,

"revision_written_premium": 523,

"debit_custom_fee_fully_earned": 0,

"revision_annual_fee": 0,

"debit_premium_fully_billed": 0,

"debit_custom_fee_pro_rata": 0,

"debit_premium_fully_earned": 0,

"premium_billed": 523,

"revision_annual_premium": 523,

"payment_amount": 0,

"revision_written_fee": 0,

"debit_system_fee": 0,

"custom_fees_billed": 0,

"debit_custom_fee_fully_billed": 0,

"payoff_amount": 523

},

"details": {

"paid_in_full": false,

"due_date": "10/01/2019",

"description": "Installment Invoice",

"policy_status": "Active",

"bill_date": "10/01/2019"

},

"schedule": {

"premium": 523,

"system_fees": 0,

"custom_fees": 0

}

},

"due_date": "2019-10-01",

"account_balance": 523,

"description": "Installment Invoice",

"deleted": false,

"debit_custom_fee_pro_rata": 0,

"cancel_date": "2019-10-16",

"file_id": "f8634205-1585-496f-94cd-057774fbfaaf",

"debit_transfer_id": null,

"back_cancel_date": null,

"payment_id": null,

"debit_premium_pro_rata": 523,

"date_added_micro": 559271,

"waive_id": null,

"policy_term_id": "56d40418-4928-41d6-adcc-a08fc5d9dcff",

"paid_in_full": false,

"transaction_date_time": "2019-10-01 20:21:14",

"dirty": false,

"debit_system_fee": 0,

"revision_id": "3895aba8-7251-451e-b9d7-d0d036a3b5c7"

},

"unpaid_amount": 23

}

]

},

"renewal_status_reason_id": null,

"first_email_used_id": null,

"term_credit_score": null,

"address_used_id": "a6ea00e4-180a-4486-af34-b2121e8aac55",

"auto_payment_method_id": null,

"has_write_off": false,

"policy_term_number": "",

"first_payment_method_id": null,

"expiration_date": "2019-11-01",

"bill_whom_id": "c94446b8-a49f-4dbf-8eee-5dec93a28fad",

"first_bill_checked": false,

"force_comm_recalc": false,

"policy_id": "1c6dcb65-06c2-4996-806c-bef46cd5b6a9"

},

"submit_confirm_name": null,

"show_app": true,

"do_not_automatically_rewrite": false,

"system_tags": [],

"flag": "white",

"britecore_claims": [

{

"date_updated": "2019-10-01 20:25:38",

"cat_id": null,

"loss_address_line1": null,

"additional_information": {},

"loss_address_line2": null,

"county": null,

"loss_address_listed": true,

"loss_address_state": null,

"subrogation_reserve": 0,

"id": "3e238c05-221b-4d03-a068-401d0e082b2a",

"loss_date": null,

"iso_transaction_type": "individual",

"type": "property",

"salvage_reserve": 0,

"status": "Open, Standard",

"description": null,

"loss_address": {

"addressState": "LA",

"countySpecification": "",

"addressCounty": "55dd70fe-e778-43e3-9171-ed804cf65d8b",

"addressLine2": null,

"addressLine1": "123 Main street",

"addressCity": "Iowa",

"addressZip": "70647"

},

"system_tags": null,

"type_manual": false,

"loss_address_city": null,

"flag": "white",

"last_modified": "2019-10-01",

"active": true,

"date_added": "2019-10-01 20:22:30",

"reinsurance_reserve": 0,

"dual_masthead": false,

"county_specify": null,

"last_rein_report_date": null,

"reinsurance_monitor_status": "system-off",

"claim_number": "20-2019-83",

"loss_address_zip": null,

"loss_address_id": "85c6eab2-7ca8-4cf2-84f9-c3d09e86d7ae",

"policy_id": "1c6dcb65-06c2-4996-806c-bef46cd5b6a9"

}

],

"active": true,

"date_added": "2019-09-26 06:59:55",

"propertyZip": "70647",

"policy_number_origin": "v1",

"submit_confirm_email": null,

"sequence_id": null,

"submit_receipt_name": null,

"policy_number_normalized": "102019181",

"copied_from_rev_id": null,

"active_revision": {

"inspectors": [

{

"display_agency_group_info_on_dec": false,

"mfa": false,

"ssn_group": null,

"dba": "",

"cc_email_notices": null,

"email_print_list": false,

"commission_account_id": null,

"property_id": "85c6eab2-7ca8-4cf2-84f9-c3d09e86d7ae",

"addresses": [

{

"address_line2": "",

"address_city": "Nashville",

"address_line1": "700 Western Ave",

"type_label": null,

"date_updated": "2019-10-01 20:18:33",

"type": "Mailing/Billing",

"address_county": "Nash",

"contact_id": "49ba8a46-6a8f-488d-9858-11b88bf4b84f",

"longitude": null,

"attention": null,

"address_state": "NC",

"latitude": null,

"address_country": "USA",

"id": "b7e0fc88-830d-40dd-8e58-12a1725d6080",

"address_zip": "27856"

}

],

"terminated": false,

"fein_tax": "",

"date_updated": "2019-10-01 20:18:33",

"vendor_number": null,

"issue_commission_payments": false,

"is_god": false,

"api_key": null,

"type": "individual",

"purchase_date": null,

"website": "",

"risk_id_number": "",

"sweep_account_id": null,

"follow_agency_quoting_restriction": true,

"system_tags": null,

"mortgagee_type": null,

"mortgagee_description": null,

"isWholeSaleModeAgency": false,

"flag": "white",

"ssn": "",

"mfa_code": null,

"background": null,

"has_sweep_account": false,

"date_added": "2019-10-01 20:18:33",

"cognito_username": null,

"emails": [

{

"date_updated": "2019-10-01 20:18:33",

"type": "",

"id": "09f0597f-f7eb-4e6d-8cf8-54939bd4bc83",

"contact_id": "49ba8a46-6a8f-488d-9858-11b88bf4b84f",

"email": "fake93398@gmail.com"

}

],

"claim_activity_email_id": null,

"accept_electronic_comm_statement": false,

"photo_id": null,

"name": "Bob Inspector",

"naic_number": "",

"credit_score_account": null,

"x_contact_reference": "a0d0a8f0-6373-4d51-b554-704a81568524",

"terms_conditions_accepted": false,

"agency_inactive_timestamp": null,

"mfa_counter": 0,

"comm_statement_email_id": null,

"default_state_id": null,

"username": null,

"phones": [

{

"date_updated": "2019-10-01 20:18:33",

"phone": "(536) 703-2020",

"type": "",

"id": "a957c778-394c-439b-8cc1-5a12f06c068e",

"contact_id": "49ba8a46-6a8f-488d-9858-11b88bf4b84f"

}

],

"date_business_started": null,

"agency_number": null,

"disallow_e2_val": false,

"direct_application_activity_to": null,

"timezone": null,

"default_agency_id": null,

"id": "49ba8a46-6a8f-488d-9858-11b88bf4b84f",

"issue_payments": false,

"mortgagee_loan_number": null,

"notify_of_overdue_invoices": false,

"portal_code": "889475",

"last_login": null,

"producer_number": null,

"notice_email_id": null,

"termination_reason": null,

"agency_inactive": false,

"password_attempts": 0,

"do_not_print_when_bill_whom": false,

"drivers_license": null,

"active": true,

"agency_billing_enabled": false,

"same_as_ssn": false,

"oops_email": null,

"email_notices": false,

"can_edit": true,

"confirmation_email": null,

"dob": null,

"permission_level_id": null,

"issue_payments_account_id": null,

"commission_structure": null,

"mortgagee_statement": null,

"legal_entity_type": "",

"position": null,

"cc_claim_email_notices": null

}

],

"last_visited": null,

"create_date": "2019-09-30 09:28:44",

"lines_effective_date": "2019-07-09",

"date_updated": "2019-10-01 20:21:15",

"review_workflow_state": "NOT_STARTED",

"agents": [

{

"display_agency_group_info_on_dec": false,

"mfa": false,

"ssn_group": null,

"dba": "",

"cc_email_notices": "",

"email_print_list": false,

"commission_account_id": null,

"addresses": [

{

"address_line2": "",

"address_city": "Canton",

"address_line1": "221b Naub Street",

"type_label": "",

"date_updated": "2019-09-25 15:39:32",

"type": "Mailing/Billing",

"address_county": "Hartford",

"contact_id": "c0e9a609-deed-4552-bea4-0d2ca1ed3543",

"longitude": null,

"attention": "",

"address_state": "CT",

"latitude": null,

"address_country": "USA",

"id": "36b16d2c-4737-4535-b9c0-0f64647aa18e",

"address_zip": "06019"

}

],

"terminated": false,

"fein_tax": null,

"date_updated": "2019-10-01 13:00:03",

"vendor_number": null,

"issue_commission_payments": false,

"is_god": false,

"api_key": null,

"type": "individual",

"purchase_date": null,

"website": null,

"risk_id_number": "",

"sweep_account_id": null,

"follow_agency_quoting_restriction": true,

"system_tags": null,

"isWholeSaleModeAgency": false,

"flag": "white",

"ssn": null,

"mfa_code": null,

"background": null,

"has_sweep_account": false,

"date_added": "2019-09-25 15:38:23",

"cognito_username": null,

"emails": [],

"claim_activity_email_id": null,

"accept_electronic_comm_statement": false,

"photo_id": null,

"name": "Agent Shona",

"naic_number": "",

"credit_score_account": null,

"x_contact_reference": "e012ecb4-919a-46f4-9509-a8d78e179370",

"terms_conditions_accepted": false,

"agency_inactive_timestamp": null,

"mfa_counter": 0,

"comm_statement_email_id": null,

"default_state_id": "339ff888-8c0e-11de-b1cc-000c2976c0ee",

"username": "agent_shona",

"interest": null,

"phones": [],

"date_business_started": null,

"agency_number": null,

"disallow_e2_val": false,

"direct_application_activity_to": null,

"timezone": "America/New_York",

"default_agency_id": "03c7be26-cf66-4de5-83ad-ba20ae19eea3",

"id": "c0e9a609-deed-4552-bea4-0d2ca1ed3543",

"issue_payments": false,

"notify_of_overdue_invoices": false,

"portal_code": "402076",

"last_login": "2019-10-01 13:00:03",

"producer_number": "",

"notice_email_id": null,

"termination_reason": null,

"agency_inactive": false,

"password_attempts": 0,

"do_not_print_when_bill_whom": false,

"drivers_license": "",

"active": true,

"agency_billing_enabled": false,

"same_as_ssn": false,

"oops_email": null,

"email_notices": false,

"can_edit": false,

"confirmation_email": "youremail@email.com",

"dob": null,

"permission_level_id": "2d8a2bcc-beb6-11e4-a8cb-0242ac11005f",

"issue_payments_account_id": null,

"commission_structure": null,

"mortgagee_statement": null,

"legal_entity_type": "",

"position": null,

"cc_claim_email_notices": null

}

],

"underwriting_questions": null,

"policy_type_id": "af706bcf-b569-4c72-a041-215a709e3f2a",

"revision_state": "committed",

"id": "3895aba8-7251-451e-b9d7-d0d036a3b5c7",

"builder_pending": false,

"primary_property_id": "85c6eab2-7ca8-4cf2-84f9-c3d09e86d7ae",

"annual_fee": 0,

"policy_status_reason_id": null,

"grant_mortgagee_extension": false,

"written_fee": 0,

"revision_date": "2019-08-01",

"annual_premium": 523,

"policy_type": {

"state_abbreviation": "LA",

"location_id": "339ff894-8c0e-11de-b1cc-000c2976c0ee",

"name": "Builders' Risk Single Shot",

"underwriting_questions": []

},

"named_insureds": [

{

"display_agency_group_info_on_dec": false,

"mfa": false,

"ssn_group": null,

"dba": "",

"cc_email_notices": null,

"email_print_list": false,

"commission_account_id": null,

"addresses": [

{

"address_line2": "",

"address_city": "New Orleans",

"address_line1": "1010 Main Lane",

"type_label": "",

"date_updated": "2019-09-19 13:37:02",

"type": "Mailing/Billing",

"address_county": "Orleans",

"contact_id": "c94446b8-a49f-4dbf-8eee-5dec93a28fad",

"longitude": 0,

"attention": "",

"address_state": "LA",

"latitude": 0,

"address_country": "USA",

"id": "a6ea00e4-180a-4486-af34-b2121e8aac55",

"address_zip": "70117"

}

],

"terminated": false,

"fein_tax": "",

"date_updated": "2019-09-19 13:37:02",

"vendor_number": null,

"issue_commission_payments": false,

"is_god": false,

"api_key": null,

"type": "individual",

"purchase_date": null,

"website": "",

"risk_id_number": "",

"sweep_account_id": null,

"follow_agency_quoting_restriction": true,

"system_tags": null,

"isWholeSaleModeAgency": false,

"flag": "white",

"ssn": "",

"mfa_code": null,

"background": null,

"has_sweep_account": false,

"date_added": "2019-09-19 13:37:02",

"cognito_username": null,

"emails": [],

"claim_activity_email_id": null,

"accept_electronic_comm_statement": false,

"photo_id": null,

"name": "Joe Test",

"naic_number": "",

"credit_score_account": null,

"x_contact_reference": "3f54958e-8476-482a-b687-66d131aa73c2",

"terms_conditions_accepted": false,

"agency_inactive_timestamp": null,

"mfa_counter": 0,

"comm_statement_email_id": null,

"default_state_id": null,

"username": null,

"interest": null,

"phones": [],

"date_business_started": null,

"agency_number": null,

"disallow_e2_val": false,

"direct_application_activity_to": null,

"timezone": null,

"default_agency_id": null,

"id": "c94446b8-a49f-4dbf-8eee-5dec93a28fad",

"issue_payments": false,

"notify_of_overdue_invoices": false,

"portal_code": "429721",

"last_login": null,

"producer_number": null,

"credit_reports": [],

"notice_email_id": null,

"termination_reason": null,

"agency_inactive": false,

"password_attempts": 0,

"do_not_print_when_bill_whom": false,

"drivers_license": null,

"active": true,

"agency_billing_enabled": false,

"same_as_ssn": false,

"oops_email": null,

"email_notices": false,

"can_edit": true,

"confirmation_email": null,

"dob": null,

"permission_level_id": null,

"motor_vehicle_reports": [],

"issue_payments_account_id": null,

"commission_structure": null,

"mortgagee_statement": null,

"legal_entity_type": "",

"position": null,

"cc_claim_email_notices": null

}

],

"print_dec": true,

"review_workflow_request_reason": null,

"underwriting_options": null,

"description": null,

"additional_interests": [

{

"display_agency_group_info_on_dec": false,

"mfa": false,

"ssn_group": null,

"dba": null,

"cc_email_notices": "",

"email_print_list": false,

"commission_account_id": "",

"addresses": [

Step 7: Retrieve a list of properties

The retrieve_risks retrieves a paginated/filtered property risks for a revision. revision_id is a required field.

Sample request

View code
curl --location --request POST '/api/v2/policies/retrieve_risks' \

--data-raw '{

"api_key": "",

"revision_id": "77b928c5-2768-49d0-bb61-80716927ac2e",

"order_by": "date_updated",

"page": 0,

"page_size": 0,

"retrieve_remaining": true

}'

Sample response

View code
{

"data": {

"total_size": 1,

"page": 0,

"page_size": 0,

"results": [

{

"property_group_id": null,

"replace_loss": null,

"property_val": null,

"date_updated": "2019-12-04 12:11:00",

"inspection_requested_date": null,

"county_specify": null,

"address_state": "MA",

"flood_zone_code": null,

"previous_id": null,

"protection_class_id": null,

"hydrant_distance": 0,

"id": "cdab95e5-6579-4420-99ae-be3087b51115",

"is_waterway": "No",

"address_line2": null,

"annual_fee": 0.00,

"address_line1": "123 High Street",

"replacement_cost_value": null,

"copy_address": true,

"iso_pc_data": {

"protectionClass": "4",

"selectedFireDistrict": "Test Fire District (91.54%)",

"selectedBCEGSYear": "",

"bcegsPersonalCode": "",

"queries": {

"123 High StreetDedhamMA02026": {

"date": "2019-12-04",

"valid": true,

"request": "\n\n\n\n\ncom.iso\nP02158P#\n\n\nNONE\n123456\n\n\n2019-12-04\nen-US\n\n\ncom.iso\n\n

\n123456\n123456\nIWS\n02\nY\nN\nC\n\n\n\nLOCATION\nPropertyType\nP\n\n\n

\n\nLOCNF160\nLOCNF200\n\n\n\n\n\nRiskAddress\n123 High Street\nDedham\nMA\n02026\n\n\n\n\n\nIWS\n\n",

"response": "8 LOCNF160 .9154 4 Test Fire District .9154 4 Test Fire District "

}

}

},

"address_country": "USA",

"munich_re_inland_flood": {},

"written_fee": 0.00,

"wind_terrain": null,

"risk_data": null,

"loss_history_report_content": "1928HKERN342017-03-01 TestInsured

123Main StSan FranciscoCA94016test
2017-03-01 cast_indic 100
123 Main StreetSpringfieldMOtest
]]]]>]]>",

"annual_premium": 1611.00,

"distance_to_coast": null,

"latitude": 42.248367,

"county_specification": {},

"distance_to_actual_coast": null,

"type": null,

"wind_borne_debris": null,

"replace_contents": null,

"address_accuracy": "great",

"verisk_passport_data": null,

"address_county": "d60a5937-fd06-4f48-a977-c0fbf503a8c5",

"written_premium": 1611.00,

"location_number": null,

"approved_limits": null,

"high_velocity_zone": null,

"flag": "white",

"fire_district_distance": 0.00,

"loss_history_report_number": "1928HKERN34",

"date_added": "2019-12-04 12:08:57",

"revision_id": "77b928c5-2768-49d0-bb61-80716927ac2e",

"inspection_vendor": null,

"address_zip": "02026",

"wind_speed": null,

"county": {},

"address_city": "Dedham",

"prefill_services_data": null,

"year_built": null,

"name": "Property 1",

"gross_area": null,

"date_added_micro": 180129,

"longitude": -71.157013,

"next_inspection_date": null,

"report_file_id": null,

"stories": null,

"builder_ready_to_rate": false,

"replace_other": null,

"census_block_group": null

}

]

},

"messages": [],

"success": true

}

Step 8: Retrieve property details

The retrieve_risk_details obtains more details on the property (e.g. mortgagee information and rating information). risk_id from Step 7 is required.

Sample request

View code
curl --location --request POST '/api/v2/policies/retrieve_risk_details' \

--data-raw '{

"api_key": "",

"risk_id": "cdab95e5-6579-4420-99ae-be3087b51115"

}'

Sample response

View code
{

"data": {

"property_group_id": null,

"inspectors": [],

"replace_loss": null,

"loss_history_date": "",

"property_val": null,

"date_updated": "2019-12-04 12:11:00",

"inspection_requested_date": null,

"loss_history": [],

"address_state": "MA",

"disclosures": [],

"previous_id": null,

"protection_class_id": null,

"hydrant_distance": 0,

"id": "cdab95e5-6579-4420-99ae-be3087b51115",

"is_waterway": "No",

"address_line2": null,

"annual_fee": 0.00,

"address_line1": "123 High Street",

"replacement_cost_value": null,

"copy_address": true,

"iso_pc_data": {

"protectionClass": "4",

"selectedFireDistrict": "Test Fire District (91.54%)",

"selectedBCEGSYear": "",

"bcegsPersonalCode": "",

"queries": {

"123 High StreetDedhamMA02026": {

"date": "2019-12-04",

"valid": true,

"request": "\n\n\n\n\ncom.iso\nP02158P#\n\n\nNONE\n123456\n\n\n2019-12-04\nen-US\n\n\ncom.iso\n\n

\n123456\n123456\nIWS\n02\nY\nN\nC\n\n\n\nLOCATION\nPropertyType\nP\n\n\n

\n\nLOCNF160\nLOCNF200\n\n\n\n\n\nRiskAddress\n123 High Street\nDedham\nMA\n02026\n\n\n\n\n\nIWS\n\n",

"response": "8 LOCNF160 .9154 4 Test Fire District .9154 4 Test Fire District "

}

}

},

"address_country": "USA",

"munich_re_inland_flood": {},

"written_fee": 0.00,

"e2value_xml": {},

"risk_data": null,

"loss_history_report_content": "1928HKERN342017-03-01 TestInsured

123Main StSan FranciscoCA94016test
2017-03-01 cast_indic 100
123 Main StreetSpringfieldMOtest
]]]]>]]>",

"annual_premium": 1611.00,

"distance_to_coast": null,

"latitude": 42.248367,

"county_specification": {},

"distance_to_actual_coast": null,

"type": null,

"mortgagees": [],

"wind_borne_debris": null,

"replace_contents": null,

"address_accuracy": "great",

"verisk_passport_data": null,

"deleted": false,

"wind_terrain": null,

"written_premium": 1611.00,

"location_number": null,

"approved_limits": null,

"photos": [],

"flag": "white",

"fire_district_distance": 0.00,

"loss_history_report_number": "1928HKERN34",

"date_added": "2019-12-04 12:08:57",

"sub_lines": [],

"revision_id": "77b928c5-2768-49d0-bb61-80716927ac2e",

"inspection_vendor": null,

"address_zip": "02026",

"wind_speed": null,

"county": {},

"address_city": "Dedham",

"prefill_services_data": null,

"year_built": null,

"name": "Property 1",

"high_velocity_zone": null,

"items": [

{

"required_for_quote": true,

"persist_status": "normal",

"date_updated": "2020-02-14 20:03:45",

"combine_premium": false,

"questions": [],

"property_id": "cdab95e5-6579-4420-99ae-be3087b51115",

"has_limit": false,

"fully_earned": false,

"resolved": false,

"round_method": "ROUND_HALF_UP",

"written_premium": 20.00,

"date_added": "2019-12-04 12:08:58",

"status_reason": "",

"name": "Identity Recovery and Fraud Coverage - Calculation",

"manual": false,

"has_loss_payee": false,

"limit_availability": "",

"dec_font_size": 10,

"pro_rate_fee": false,

"rate_chain": [

{

"rates": {

"[]": "20.00"

},

"type": "Flat Rate",

"description": "Flat 20.00 for Identity Recovery and Fraud Coverage",

"categories": []

}

],

"prevent_from_being_deleted": false,

"mandatory": true,

"loss_exposure_group": 0,

"disallow_submit_bound": false,

"deleted_by": null,

"category": "property",

"annual_fee": null,

"not_applicable_for_agency_billing": false,

"renewal_zip_factors": [],

"dec_aliases": null,

"round_pro_rata": false,

"hide_in_brite_quote": false,

"submit_bound_limit_upper": 0,

"deleted": false,

"loss_free_credit": {},

"item_id": "9149c39d-5f6e-44ca-8caf-ebe0112bcc07",

"skip_pb_on_mandatory_add": true,

"display_premium_as_incl": false,

"loss_exposure": false,

"renewal_split_by": "singleFactor",

"prev_adj_amt": -1000000.00,

"submit_bound_limit": false,

"round_to": "1",

"apply_date": "2019-12-04",

"policy_type_id": "b56a406f-5330-4b6c-ba23-2a135bd6f79d",

"previous_id": null,

"rating_details": {

"objects": [

{

"runningTotal": 20.0,

"isCustomVar": false,

"description": "Flat 20.00 for Identity Recovery and Fraud Coverage",

"omit": false,

"type": "Flat Rate",

"name": ""

}

],

"finalPremium": "20.00"

},

"has_rate": true,

"sub_line_id": null,

"written_fee": null,

"do_not_display_when_zero": false,

"type": "calculation",

"annual_premium": 20.00,

"inheritance_id": null,

"show_limit_and_premium_on_dec": false,

"system_tags": null,

"limit_updated": false,

"reference_id": "6bb870ec-4f97-11ea-ba79-1210d7b80c73",

"dec_font_italic": false,

"sub_line_instance_id": null,

"default": false,

"link_obj": null,

"fully_billed": false,

"rate_chain_refs": [],

"limit": 0,

"renewal_amount": 0.0000,

"deductible": 0.00,

"scheduled_item": {},

"override_limit": false,

"display_user_inputs_above_rate_categories": false,

"skip_pb_on_category_add": false,

"sort_order": 0,

"excluded_prorata_and_factor": true,

"id": "0e7ccfd5-008d-48d9-9989-bb327ae047a0",

"allow_multiples": false,

"description": "",

"dec_font_bold": false,

"show_in_builder": "none",

"no_commission_paid_on_line_item": true,

"display_on_dec_as": "",

"date_added_micro": "046984",

"renewal_modify": false,

"builder_obj": null,

"date_deleted": null,

"do_not_display_in_rating_information": true,

"added_midterm": false,

"dividend_factor": 0.0000

},

{

"required_for_quote": true,

"persist_status": "normal",

"date_updated": "2020-02-14 20:03:45",

"combine_premium": false,

"questions": [],

"property_id": "cdab95e5-6579-4420-99ae-be3087b51115",

"has_limit": false,

"fully_earned": false,

"resolved": false,

"round_method": "ROUND_HALF_UP",

"written_premium": 25.00,

"date_added": "2019-12-04 12:08:58",

"status_reason": "",

"name": "HSB Service Line Coverage - Calculation",

"manual": false,

"has_loss_payee": false,

"limit_availability": "",

"dec_font_size": 10,

"pro_rate_fee": false,

"rate_chain": [

{

"rates": {

"[]": "\n25.00\n"

},

"description": "Flat 25.00 for HSB Service Line Coverage",

"varName": null,

"omitFromTotal": false,

"type": "Flat Rate",

"categories": []

}

],

"prevent_from_being_deleted": false,

"mandatory": true,

"loss_exposure_group": 0,

"disallow_submit_bound": false,

"deleted_by": null,

"category": "property",

"annual_fee": null,

"not_applicable_for_agency_billing": false,

"renewal_zip_factors": [],

"dec_aliases": null,

"round_pro_rata": false,

"hide_in_brite_quote": false,

"submit_bound_limit_upper": 0,

"deleted": false,

"loss_free_credit": {},

"item_id": "2b5c3066-4bb8-43fb-9513-eb191b6cfe83",

"skip_pb_on_mandatory_add": true,

"display_premium_as_incl": false,

"loss_exposure": false,

"renewal_split_by": "singleFactor",

"prev_adj_amt": -1000000.00,

"submit_bound_limit": false,

"round_to": "1",

"apply_date": "2019-12-04",

"policy_type_id": "b56a406f-5330-4b6c-ba23-2a135bd6f79d",

"previous_id": null,

"rating_details": {

"objects": [

{

"runningTotal": 25.0,

"isCustomVar": false,

"description": "Flat 25.00 for HSB Service Line Coverage",

"omit": false,

"type": "Flat Rate",

"name": ""

}

],

"finalPremium": "25.00"

},

"has_rate": true,

"sub_line_id": null,

"written_fee": null,

"do_not_display_when_zero": false,

"type": "calculation",

"annual_premium": 25.00,

"inheritance_id": null,

"show_limit_and_premium_on_dec": false,

"system_tags": null,

"limit_updated": false,

"reference_id": "6b87bf41-4f97-11ea-ba79-1210d7b80c73",

"dec_font_italic": false,

"sub_line_instance_id": null,

"default": false,

"link_obj": null,

"fully_billed": false,

"rate_chain_refs": [],

"limit": 0,

"renewal_amount": 0.0000,

"deductible": 0.00,

"scheduled_item": {},

"override_limit": false,

"display_user_inputs_above_rate_categories": false,

"skip_pb_on_category_add": false,

"sort_order": 1,

"excluded_prorata_and_factor": true,

"id": "954bd963-c7f8-4e98-b207-dc7e83801cd0",

"allow_multiples": false,

"description": "",

"dec_font_bold": false,

"show_in_builder": "none",

"no_commission_paid_on_line_item": true,

"display_on_dec_as": "",

"date_added_micro": "106091",

"renewal_modify": false,

"builder_obj": null,

"date_deleted": null,

"do_not_display_in_rating_information": true,

"added_midterm": false,

"dividend_factor": 0.0000

},

{

"required_for_quote": true,

"persist_status": "normal",

"date_updated": "2020-02-14 20:03:45",

"combine_premium": false,

"questions": [

{

"inheritance_id": null,

"underwriting": false,

"date_updated": "2020-02-14 20:03:51",

"input_type": "Single Line",

"system_tags": null,

"show_message_popup": false,

"label": "",

"print_options": {

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"app": 0,

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"id": "89a8afc6-022b-4ae9-9347-119344faeb7a",

"multiples": false,

"list_items": null

},

{

"inheritance_id": null,

"underwriting": true,

"date_updated": "2020-02-14 20:03:51",

"input_type": "Single Line",

"system_tags": null,

"show_message_popup": false,

"label": "Where employes",

"print_options": {

"quote": 0,

"app": 0,

"dec": 0

},

"required_for_app": false,

"reference_id": "69a1307d-4f97-11ea-ba79-1210d7b80c73",

"item_id": "51d03247-f74c-419c-9d4a-500dbce62473",

"message_popup_text": "",

"group_id": "b36dcba7-1eb2-4d85-80b5-1b2d439011df",

"sort_order": 2,

"id": "56fbbe5e-be93-4f68-8602-0b8d60d47417",

"multiples": false,

"list_items": null

},

{

"inheritance_id": null,

"underwriting": true,

"date_updated": "2020-02-14 20:03:51",

"input_type": "Single Line",

"system_tags": null,

"show_message_popup": false,

"label": "Marital Status (Married, Single, Separated, Divorced)",

"print_options": {

"quote": 0,

"app": 0,

"dec": 0

},

"required_for_app": false,

"reference_id": "69c128ef-4f97-11ea-ba79-1210d7b80c73",

"item_id": "51d03247-f74c-419c-9d4a-500dbce62473",

"message_popup_text": "",

"group_id": "b36dcba7-1eb2-4d85-80b5-1b2d439011df",

"sort_order": 3,

"id": "aa7e372a-05be-4f6c-a769-f757e648e4f4",

"multiples": false,

"list_items": null

},

{

"inheritance_id": null,

"underwriting": true,

"date_updated": "2020-02-14 20:03:51",

"input_type": "Single Line",

"system_tags": null,

"show_message_popup": false,

"label": "Name of Previous Carrier",

"print_options": {

"quote": 0,

"app": 0,

"dec": 0

},

"required_for_app": false,

"reference_id": "69d5811d-4f97-11ea-ba79-1210d7b80c73",

"item_id": "51d03247-f74c-419c-9d4a-500dbce62473",

"message_popup_text": "",

"group_id": "b36dcba7-1eb2-4d85-80b5-1b2d439011df",

"sort_order": 4,

"id": "e1b14f26-361f-433e-b20f-7d07505d1c8c",

"multiples": false,

"list_items": null

},

{

"inheritance_id": null,

"underwriting": true,

"date_updated": "2020-02-14 20:03:51",

"input_type": "Single Line",

"system_tags": null,

"show_message_popup": false,

"label": "What is the applicant's interest in the property (lease, life estate, outright ownership, other)",

"print_options": {

"quote": 0,

"app": 0,

"dec": 0

},

"required_for_app": false,

"reference_id": "69aa3400-4f97-11ea-ba79-1210d7b80c73",

"item_id": "51d03247-f74c-419c-9d4a-500dbce62473",

"message_popup_text": "",

"group_id": "b36dcba7-1eb2-4d85-80b5-1b2d439011df",

"sort_order": 5,

"id": "70a6fb19-8cec-411a-a03e-0c61af109018",

"multiples": false,

"list_items": null

},

{

"inheritance_id": null,

"underwriting": true,

"date_updated": "2020-02-14 20:03:51",

"input_type": "Single Line",

"system_tags": null,

"show_message_popup": false,

"label": "How was applicant's interest in the property acquired (deed, will, land contract, inherited, other)",

"print_options": {

"quote": 0,

"app": 0,

"dec": 0

},

"required_for_app": false,

"reference_id": "69881401-4f97-11ea-ba79-1210d7b80c73",

"item_id": "51d03247-f74c-419c-9d4a-500dbce62473",

"message_popup_text": "",

"group_id": "b36dcba7-1eb2-4d85-80b5-1b2d439011df",

"sort_order": 6,

"id": "12ec8804-2b9d-4bba-97ae-9989c8eb8857",

"multiples": false,

"list_items": null

}

],

"item_id": "51d03247-f74c-419c-9d4a-500dbce62473",

"message_popup_text": "",

"sort_order": 0,

"id": "b36dcba7-1eb2-4d85-80b5-1b2d439011df",

"multiples": false,

"print_options": {

"quote": 0,

"app": 1,

"dec": 1

}

},

{

"underwriting": true,

"name": "Property Questions",

"show_message_popup": false,

"required_for_app": false,

"reference_id": "6a0d3cb5-4f97-11ea-ba79-1210d7b80c73",

"questions": [

{

"inheritance_id": null,

"underwriting": true,

"date_updated": "2020-02-14 20:03:51",

"input_type": "Single Line",

"system_tags": null,

"show_message_popup": false,

"label": "Purchase price and date of purchase",

"print_options": {

"quote": 0,

"app": 0,

"dec": 0

},

"required_for_app": false,

"reference_id": "698fbf04-4f97-11ea-ba79-1210d7b80c73",

"item_id": "51d03247-f74c-419c-9d4a-500dbce62473",

"message_popup_text": "",

"group_id": "d1627ff6-500c-438e-86fb-68900fecac31",

"sort_order": 0,

"id": "261c1023-02ca-40bb-bd73-193d4ee1f4c5",

"multiples": false,

"list_items": null

},

{

"inheritance_id": null,

"underwriting": true,

"date_updated": "2020-02-14 20:03:51",

"input_type": "Single Line",

"system_tags": null,

"show_message_popup": false,

"label": "Approximate age of dwelling",

"print_options": {

"quote": 0,

"app": 0,

"dec": 0

},

"required_for_app": false,

"reference_id": "69b46f97-4f97-11ea-ba79-1210d7b80c73",

"item_id": "51d03247-f74c-419c-9d4a-500dbce62473",

"message_popup_text": "",

"group_id": "d1627ff6-500c-438e-86fb-68900fecac31",

"sort_order": 1,

"id": "8b0845a2-894d-42d6-8dca-80a4766d139a",

"multiples": false,

"list_items": null

},

{

"inheritance_id": null,

"underwriting": true,

"date_updated": "2020-02-14 20:03:51",

"input_type": "Single Line",

"system_tags": null,

"show_message_popup": false,

"label": "Market Value of Property (excluding land)",

"print_options": {

"quote": 0,

"app": 0,

"dec": 0

},

"required_for_app": false,

"reference_id": "69ca5687-4f97-11ea-ba79-1210d7b80c73",

"item_id": "51d03247-f74c-419c-9d4a-500dbce62473",

"message_popup_text": "",

"group_id": "d1627ff6-500c-438e-86fb-68900fecac31",

"sort_order": 2,

"id": "c2a6c0d0-715d-4da2-a495-2a8f85711a0f",

"multiples": false,

"list_items": null

},

{

"inheritance_id": null,

"underwriting": true,

"date_updated": "2020-02-14 20:03:51",

"input_type": "Single Line",

"system_tags": null,

"show_message_popup": false,

"label": "Approximate Replacement Cost of Property",

"print_options": {

"quote": 0,

"app": 0,

"dec": 0

},

"required_for_app": false,

"reference_id": "69962b9b-4f97-11ea-ba79-1210d7b80c73",

"item_id": "51d03247-f74c-419c-9d4a-500dbce62473",

"message_popup_text": "",

"group_id": "d1627ff6-500c-438e-86fb-68900fecac31",

"sort_order": 3,

"id": "38f8e535-08c8-469e-a7ac-15486803a5ad",

"multiples": false,

"list_items": null

},

{

"inheritance_id": null,

"underwriting": true,

"date_updated": "2020-02-14 20:03:51",

"input_type": "Single Line",

"system_tags": null,

"show_message_popup": false,

"label": "Is the premises in excess of 3 acres",

"print_options": {

"quote": 0,

"app": 0,

"dec": 0

},

"required_for_app": false,

"reference_id": "69b15337-4f97-11ea-ba79-1210d7b80c73",

"item_id": "51d03247-f74c-419c-9d4a-500dbce62473",

"message_popup_text": "",

"group_id": "d1627ff6-500c-438e-86fb-68900fecac31",

"sort_order": 4,

"id": "851488f3-0bc9-4387-951f-fd4aa5605fd9",

"multiples": false,

"list_items": null

},

{

"inheritance_id": null,

"underwriting": true,

"date_updated": "2020-02-14 20:03:51",

"input_type": "Single Line",

"system_tags": null,

"show_message_popup": false,

"label": "Any farm type exposures",

"print_options": {

"quote": 0,

"app": 0,

"dec": 0

},

"required_for_app": false,

"reference_id": "69b21b9a-4f97-11ea-ba79-1210d7b80c73",

"item_id": "51d03247-f74c-419c-9d4a-500dbce62473",

"message_popup_text": "",

"group_id": "d1627ff6-500c-438e-86fb-68900fecac31",

"sort_order": 5,

"id": "86ae5674-2dd4-47ae-83cd-943a9c03d93b",

"multiples": false,

"list_items": null

},

{

"inheritance_id": null,

"underwriting": true,

"date_updated": "2020-02-14 20:03:51",

"input_type": "Single Line",

"system_tags": null,

"show_message_popup": false,

"label": "Any detached garages or outbuildings",

"print_options": {

"quote": 0,

"app": 0,

"dec": 0

},

"required_for_app": false,

"reference_id": "69d84b39-4f97-11ea-ba79-1210d7b80c73",

"item_id": "51d03247-f74c-419c-9d4a-500dbce62473",

"message_popup_text": "",

"group_id": "d1627ff6-500c-438e-86fb-68900fecac31",

"sort_order": 6,

"id": "e874207b-5d8f-4a9f-a8d1-9e986c1a61d6",

"multiples": false,

"list_items": null

}

],

"item_id": "51d03247-f74c-419c-9d4a-500dbce62473",

"message_popup_text": "",

"sort_order": 1,

"id": "d1627ff6-500c-438e-86fb-68900fecac31",

"multiples": false,

"print_options": {

"quote": 0,

"app": 1,

"dec": 1

}

},

{

"underwriting": true,

"name": "Agent Questions",

"show_message_popup": false,

"required_for_app": false,

"reference_id": "6a0b01e0-4f97-11ea-ba79-1210d7b80c73",

"questions": [

{

"inheritance_id": null,

"underwriting": true,

"date_updated": "2020-02-14 20:03:51",

"input_type": "Single Line",

"system_tags": null,

"show_message_popup": false,

"label": "Have you seen the property & when was the inspection",

"print_options": {

"quote": 0,

"app": 0,

"dec": 0

},

"required_for_app": false,

"reference_id": "69954b5b-4f97-11ea-ba79-1210d7b80c73",

"item_id": "51d03247-f74c-419c-9d4a-500dbce62473",

"message_popup_text": "",

"group_id": "b25ce34c-e5ef-4ae6-ad5b-5ecd7c8f7901",

"sort_order": 0,

"id": "35332cca-b618-46a2-8823-aad0cd040599",

"multiples": false,

"list_items": null

},

{

"inheritance_id": null,

"underwriting": true,

"date_updated": "2020-02-14 20:03:51",

"input_type": "Single Line",

"system_tags": null,

"show_message_popup": false,

"label": "How many years have you known the applicant",

"print_options": {

"quote": 0,

"app": 0,

"dec": 0

},

"required_for_app": false,

"reference_id": "699297c5-4f97-11ea-ba79-1210d7b80c73",

"item_id": "51d03247-f74c-419c-9d4a-500dbce62473",

"message_popup_text": "",

"group_id": "b25ce34c-e5ef-4ae6-ad5b-5ecd7c8f7901",

"sort_order": 1,

"id": "2ea3100c-ce20-4728-bbb0-2e69cf4b03b0",

"multiples": false,

"list_items": null

},

{

"inheritance_id": null,

"underwriting": true,

"date_updated": "2020-02-14 20:03:51",

"input_type": "Single Line",

"system_tags": null,

"show_message_popup": false,

"label": "How well (very well, casually, stranger)",

"print_options": {

"quote": 0,

"app": 0,

"dec": 0

},

"required_for_app": false,

"reference_id": "69ace3a1-4f97-11ea-ba79-1210d7b80c73",

"item_id": "51d03247-f74c-419c-9d4a-500dbce62473",

"message_popup_text": "",

"group_id": "b25ce34c-e5ef-4ae6-ad5b-5ecd7c8f7901",

"sort_order": 2,

"id": "7830e06d-bcec-4ab7-a709-c3f6a90324af",

"multiples": false,

"list_items": null

}

],

"item_id": "51d03247-f74c-419c-9d4a-500dbce62473",

"message_popup_text": "",

"sort_order": 2,

"id": "b25ce34c-e5ef-4ae6-ad5b-5ecd7c8f7901",

"multiples": false,

"print_options": {

"quote": 0,

"app": 1,

"dec": 1

}

}

],

"property_id": "cdab95e5-6579-4420-99ae-be3087b51115",

"has_limit": false,

"fully_earned": false,

"resolved": false,

"round_method": "ROUND_HALF_UP",

"written_premium": 0.00,

"date_added": "2019-12-04 12:08:58",

"status_reason": "",

"name": "Underwriting Questionnaire",

"manual": false,

"has_loss_payee": false,

"limit_availability": "New Policies",

"dec_font_size": 10,

"pro_rate_fee": false,

"rate_chain": [],

"prevent_from_being_deleted": false,

"mandatory": true,

"loss_exposure_group": 0,

"disallow_submit_bound": false,

"deleted_by": null,

"category": "property",

"annual_fee": null,

"not_applicable_for_agency_billing": false,

"renewal_zip_factors": [],

"dec_aliases": null,

"round_pro_rata": false,

"hide_in_brite_quote": false,

"submit_bound_limit_upper": 0,

"deleted": false,

"loss_free_credit": {},

"item_id": "51d03247-f74c-419c-9d4a-500dbce62473",

"skip_pb_on_mandatory_add": false,

"display_premium_as_incl": false,

"loss_exposure": false,

"renewal_split_by": null,

"prev_adj_amt": -1000000.00,

"submit_bound_limit": false,

"round_to": "1",

"apply_date": "2019-12-04",

"policy_type_id": "b56a406f-5330-4b6c-ba23-2a135bd6f79d",

"previous_id": null,

"rating_details": {

"objects": [],

"finalPremium": "0"

},

"has_rate": false,

"sub_line_id": null,

"written_fee": null,

"do_not_display_when_zero": false,

"type": "coverage",

"annual_premium": 0.00,

"inheritance_id": null,

"show_limit_and_premium_on_dec": true,

"system_tags": {

"0c2cdbbf-e2de-40a9-9615-77e9330114e1": "Dwelling"

},

"limit_updated": false,

"reference_id": "6b989560-4f97-11ea-ba79-1210d7b80c73",

"dec_font_italic": false,

"sub_line_instance_id": null,

"default": false,

"link_obj": null,

"fully_billed": false,

"rate_chain_refs": [],

"limit": 0,

"renewal_amount": 0.0000,

"deductible": 0.00,

"scheduled_item": {},

"override_limit": false,

"display_user_inputs_above_rate_categories": false,

"skip_pb_on_category_add": false,

"sort_order": 31,

"excluded_prorata_and_factor": false,

"id": "6ba83045-e297-4697-9e82-07ab209dffc8",

"allow_multiples": false,

"description": "",

"dec_font_bold": false,

"show_in_builder": "all",

"no_commission_paid_on_line_item": false,

"display_on_dec_as": "",

"date_added_micro": "771717",

"renewal_modify": false,

"builder_obj": null,

"date_deleted": null,

"do_not_display_in_rating_information": false,

"added_midterm": false,

"dividend_factor": 0.0000

}

],

"gross_area": null,

"date_added_micro": 180129,

"longitude": -71.157013,

"next_inspection_date": null,

"protection_rating": "4",

"britecore_claims": [],

"stories": null,

"builder_ready_to_rate": false,

"flood_zone_code": null,

"replace_other": null,

"census_block_group": null

},

"messages": [],

"success": true

}

Step 9: Retrieve revision details

The retrieve_revision_details endpoint retrieves liability coverage and rating information specific to a revision. revision_id is required.

Sample request

View code
curl --location --request POST '/api/v2/policies/retrieve_revision_details' \

--header 'Content-Type: application/json' \

--data-raw '{

"api_key": "",

"revision_id": "033029c2-4c5c-43ca-829e-0f15eeac0262"

}’

Sample response

View code
{

"data": {

"commission_rate_adjustment": 0,

"inspectors": [],

"commit_date_time": null,

"last_visited": null,

"create_date": "2020-11-16 15:56:47",

"lines_effective_date": "2010-01-01",

"date_updated": "2020-11-16 22:34:38",

"review_workflow_state": "NOT_STARTED",

"agents": [

{

"display_agency_group_info_on_dec": false,

"mfa": false,

"ssn_group": null,

"dba": null,

"cc_email_notices": "",

"email_print_list": false,

"commission_account_id": "9c835e52-d6ae-4416-ad50-73fa0e056034",

"addresses": [

{

"address_line2": "",

"address_city": "Columbia",

"address_line1": "123 Main Street",

"type_label": "",

"date_updated": "2019-05-30 11:45:10",

"type": "Mailing/Billing",

"address_county": "Boone",

"contact_id": "22f7c5a9-b87c-40e8-9843-03a428f99722",

"longitude": null,

"attention": "",

"address_state": "MO",

"latitude": null,

"address_country": "USA",

"id": "1026f164-3a91-4fb8-8fa6-88bee566f89a",

"address_zip": "65202"

}

],

"terminated": false,

"fein_tax": null,

"date_updated": "2020-10-30 07:07:21",

"vendor_number": null,

"issue_commission_payments": true,

"is_god": false,

"api_key": null,

"type": "individual",

"purchase_date": null,

"website": null,

"risk_id_number": null,

"sweep_account_id": "9c835e52-d6ae-4416-ad50-73fa0e056034",

"follow_agency_quoting_restriction": true,

"system_tags": null,

"isWholeSaleModeAgency": false,

"flag": "white",

"ssn": null,

"mfa_code": null,

"background": null,

"has_sweep_account": true,

"date_added": "2018-11-16 13:16:17",

"cognito_username": null,

"emails": [

{

"date_updated": "2018-11-16 13:16:17",

"type": "Work",

"id": "cd27bd91-2903-440b-b328-bf2923f2aee3",

"contact_id": "22f7c5a9-b87c-40e8-9843-03a428f99722",

"email": "youremail@email.com"

}

],

"claim_activity_email_id": null,

"accept_electronic_comm_statement": false,

"photo_id": null,

"name": "Sneller Agency",

"naic_number": "",

"gender": null,

"credit_score_account": "89289",

"x_contact_reference": "672cea8a-070f-475c-b954-49657c44b26e",

"terms_conditions_accepted": false,

"agency_inactive_timestamp": null,

"mfa_counter": 0,

"comm_statement_email_id": null,

"default_state_id": null,

"username": "test_agent_test",

"interest": null,

"phones": [

{

"date_updated": "2019-05-30 11:45:16",

"phone": "(999) 999-9999",

"type": "Home",

"id": "50fd5391-a04a-4d80-952e-2e5427b283f9",

"contact_id": "22f7c5a9-b87c-40e8-9843-03a428f99722"

}

],

"date_business_started": null,

"agency_number": "987732",

"disallow_e2_val": false,

"is_approved_vendor": false,

"direct_application_activity_to": null,

"timezone": "America/New_York",

"default_agency_id": null,

"id": "22f7c5a9-b87c-40e8-9843-03a428f99722",

"issue_payments": false,

"agency_group_number": null,

"notify_of_overdue_invoices": false,

"portal_code": "227418",

"last_login": "2020-10-30 07:07:21",

"producer_number": null,

"added_by": null,

"notice_email_id": null,

"termination_reason": null,

"agency_inactive": false,

"password_attempts": 0,

"do_not_print_when_bill_whom": false,

"drivers_license": null,

"active": true,

"agency_billing_enabled": false,

"same_as_ssn": false,

"oops_email": null,

"email_notices": false,

"can_edit": false,

"confirmation_email": null,

"dob": null,

"permission_level_id": null,

"issue_payments_account_id": null,

"commission_structure": "Default Commission Structure",

"mortgagee_statement": null,

"legal_entity_type": "",

"position": null,

"cc_claim_email_notices": null

}

],

"underwriting_questions": [

{

"questionId": "10cfc5d9-3457-4465-b068-c8e562eb215a",

"explanation": "",

"yesNoAnswer": "no",

"yesNoQuestion": "Is there any known morale hazard on part of the applicant?"

},

{

"questionId": "5d9eac72-3624-4b85-903d-266ee4b48098",

"explanation": "",

"yesNoAnswer": "no",

"yesNoQuestion": "Has any company declined, cancelled, or refused renewal?"

},

{

"questionId": "bdb63167-cc8a-4f9e-9e2f-abf0a57908d7",

"explanation": "",

"yesNoAnswer": "no",

"yesNoQuestion": "Any previous losses in the last 10 years?"

},

{

"questionId": "d0f171fb-2004-4c02-a9d3-309eb0ca9a42",

"explanation": "",

"yesNoAnswer": "no",

"yesNoQuestion": "Any financial difficulty or filed for bankruptcy?"

}

],

"policy_type_id": "b56a406f-5330-4b6c-ba23-2a135bd6f79d",

"revision_state": "open",

"id": "033029c2-4c5c-43ca-829e-0f15eeac0262",

"builder_pending": false,

"primary_property_id": "3eead257-f849-4bf0-8969-4c9868594317",

"annual_fee": 0,

"policy_status_reason_id": null,

"grant_mortgagee_extension": false,

"drivers": [],

"written_fee": 0,

"revision_date": "2021-07-28",

"annual_premium": 0,

"policy_type": {

"state_abbreviation": "MA",

"location_id": "339ff897-8c0e-11de-b1cc-000c2976c0ee",

"name": "Homeowners Form 2",

"underwriting_questions": []

},

"named_insureds": [

{

"display_agency_group_info_on_dec": false,

"mfa": false,

"ssn_group": "a0",

"dba": "",

"cc_email_notices": "",

"email_print_list": false,

"commission_account_id": null,

"addresses": [

{

"address_line2": "",

"address_city": "Boston",

"address_line1": "123 Main Street",

"type_label": "",

"date_updated": "2020-03-26 10:49:53",

"type": "Mailing/Billing",

"address_county": "Suffolk County",

"contact_id": "15a23d22-4ad5-421c-839c-58e20576347f",

"longitude": -71.06347,

"attention": "",

"address_state": "MA",

"latitude": 42.37449,

"address_country": "USA",

"id": "c70a2ae2-419a-407e-9bcc-d84333f99770",

"address_zip": "02120"

}

],

"terminated": false,

"fein_tax": "",

"date_updated": "2020-05-13 10:09:09",

"vendor_number": null,

"issue_commission_payments": false,

"is_god": false,

"api_key": null,

"type": "individual",

"purchase_date": null,

"website": "",

"risk_id_number": "",

"sweep_account_id": null,

"follow_agency_quoting_restriction": true,

"system_tags": null,

"isWholeSaleModeAgency": false,

"flag": "white",

"ssn": "859-28-3589",

"mfa_code": null,

"background": null,

"has_sweep_account": false,

"date_added": "2020-03-26 10:49:53",

"cognito_username": null,

"emails": [],

"claim_activity_email_id": null,

"accept_electronic_comm_statement": false,

"photo_id": null,

"name": "Joe Insured",

"naic_number": "",

"gender": null,

"credit_score_account": null,

"x_contact_reference": "4e63c61d-6d99-4328-8fd5-a81a6fda7e80",

"terms_conditions_accepted": false,

"agency_inactive_timestamp": null,

"mfa_counter": 0,

"comm_statement_email_id": null,

"default_state_id": null,

"username": null,

"interest": null,

"phones": [],

"date_business_started": null,

"agency_number": null,

"disallow_e2_val": false,

"is_approved_vendor": false,

"direct_application_activity_to": null,

"timezone": null,

"default_agency_id": "",

"id": "15a23d22-4ad5-421c-839c-58e20576347f",

"issue_payments": false,

"agency_group_number": null,

"notify_of_overdue_invoices": false,

"portal_code": "525660",

"last_login": null,

"producer_number": null,

"added_by": "22f7c5a9-b87c-40e8-9843-03a428f99722",

"credit_reports": [

{

"report_number": "insert_report_number",

"date_updated": "2020-05-14 15:12:03",

"vendor_id": "4b749646-aac1-41d8-9cdc-3d9c10aa3fcc",

"policy_revisions": [

{

"revisionId": "b69f5c18-0248-4f52-8574-00bdbda8ca6f",

"policyId": "53981c27-ba01-473b-b2f7-dd0ae0236344"

},

{

"revisionId": "0d9b2915-534c-46af-a57b-5d4af0315aa6",

"policyId": "4f2c658f-b3cc-4a82-8763-14efd4b020cd"

},

{

"revisionId": "963ce501-f872-41ea-8c12-eee9c0ad1c21",

"policyId": "7a3acd34-c62d-4d97-9ec1-7aa4f95b621e"

},

{

"revisionId": "a2d64fc6-8861-45bd-b52e-9446ecffec26",

"policyId": "796735cb-2c58-4bb3-9eaf-25d84cd6a1a8"

},

{

"revisionId": "3d1f89e1-2b01-4636-b775-e80666b5d892",

"policyId": "822a82e5-2a32-4c92-b249-a5ae9c985fe7"

},

{

"revisionId": "a9c72c12-e48a-421f-ab8b-3f4bf3dfab0c",

"policyId": "91a311c7-7988-4c36-9a85-cebb2cb8f0c3"

},

{

"revisionId": "70e3e68e-1314-486e-a308-03b0d095ab51",

"policyId": "ad3814e1-3744-4d11-b679-a3ec9d2f78cb"

},

{

"revisionId": "c2588430-fbc0-4837-bf09-a13eb86f4038",

"policyId": "84d3bb8f-a886-49cc-9ca7-b44c77b14a5d"

},

{

"revisionId": "68a5d401-9f51-4bbc-a539-4785fd353dd9",

"policyId": "47e41a80-492b-49e4-a1c3-4e626b1bf2a6"

},

{

"revisionId": "5c48e878-2097-4aaf-902c-80e3f9ae8800",

"policyId": "1cf43c68-c683-4c7f-863f-3d5b6eda9779"

},

{

"revisionId": "e1d8d5b2-2f15-4be2-8410-b356fa3a4044",

"policyId": "c7fce402-e0b3-48ed-9d59-036971f16b9c"

}

],

"contact_id": "15a23d22-4ad5-421c-839c-58e20576347f",

"Content": > ",

"score": "721",

"error": false,

"date_added": "2020-05-14 15:12:03",

"id": "00b8402c-4e60-428b-a09a-695e0db2ae9d"

}

],

"notice_email_id": null,

"termination_reason": null,

"agency_inactive": false,

"password_attempts": 0,

"do_not_print_when_bill_whom": false,

"drivers_license": "",

"active": true,

"agency_billing_enabled": false,

"same_as_ssn": false,

"oops_email": null,

"email_notices": false,

"can_edit": false,

"confirmation_email": null,

"dob": "2031-09-30 00:00:00",

"permission_level_id": null,

"motor_vehicle_reports": [],

"issue_payments_account_id": null,

"commission_structure": null,

"mortgagee_statement": null,

"legal_entity_type": "",

"position": null,

"cc_claim_email_notices": null

}

],

"print_dec": true,

"review_workflow_request_reason": null,

"underwriting_options": null,

"policy_term_start": "2021-07-28",

"description": null,

"additional_interests": [],

"credit_report_permissions": null,

"override_commission": false,

"written_premium": 0,

"policy_status": "Active",

"premium_finance_companies": [],

"date_archived": null,

"cancel_date": null,

"policy_term_end": "2022-07-28",

"written_premium_delta": 0,

"sub_lines": [

{

"resolved": false,

"inheritance_id": null,

"persist_status": "normal",

"mandatory": false,

"description": "",

"hide_checkbox_workflow": "",

"date_updated": "2020-02-14 20:03:57",

"system_tags": null,

"date_added_micro": "706544",

"sort_order": 1,

"reference_id": "6cc9de9b-4f97-11ea-ba79-1210d7b80c73",

"date_added": "2020-07-28 10:35:40",

"policy_type_id": "b56a406f-5330-4b6c-ba23-2a135bd6f79d",

"status_reason": "",

"id": "7e77a795-f46c-48d2-9267-340b4f5ed554",

"category": "policy",

"allow_multiples": true,

"name": "Homeowners Liability",

"default": true,

"date_deleted": null,

"sub_line_id": "7e80f411-db21-4e52-9e57-f138497d455d",

"editable_name": false,

"link_obj": null,

"deleted_by": null,

"deleted": false,

"sub_line_name": "Homeowners Liability",

"items": [

{

"required_for_quote": true,

"persist_status": "normal",

"date_updated": "2020-11-16 22:34:38",

"combine_premium": false,

"questions": [

{

"inheritance_id": null,

"underwriting": false,

"date_updated": "2020-02-14 20:03:51",

"input_type": "Single Line",

"system_tags": null,

"show_message_popup": false,

"label": "",

"print_options": {

"quote": 0,

"app": 0,

"dec": 1

},

"required_for_app": false,

"reference_id": "698f3226-4f97-11ea-ba79-1210d7b80c73",

"item_id": "31e319f0-1e47-47c2-b0dd-8d2bce59e507",

"message_popup_text": "",

"group_id": null,

"sort_order": null,

"id": "251d964d-e3f6-4960-bf1b-9eedc248de50",

"multiples": false,

"list_items": null

}

],

"has_limit": true,

"fully_earned": false,

"resolved": false,

"round_method": "ROUND_HALF_UP",

"written_premium": 0,

"date_added": "2020-07-28 10:35:40",

"status_reason": "",

"name": "Coverage E - Personal Liability",

"manual": false,

"has_loss_payee": false,

"limit_availability": "",

"dec_font_size": 10,

"pro_rate_fee": false,

"revision_id": "033029c2-4c5c-43ca-829e-0f15eeac0262",

"rate_chain": [

{

"source": {

"userChosen": [

{

"name": "Each Occurrence",

"limits": [

"25000",

"50000",

"100000",

"200000",

"300000"

]

}

],

"defaultLimitRow": 2

},

"type": "Limit",

"round": "1",

"unit": "dollar"

},

{

"limits": [

"25000",

"50000",

"100000",

"200000",

"300000"

],

"roundMethod": "ROUND_HALF_UP",

"type": "Rate Table",

"rates": {

"[\"100000\"]": "0.00",

"[\"200000\"]": "8.40",

"[\"50000\"]": "-2.10",

"[\"25000\"]": "-3.15",

"[\"300000\"]": "12.61"

},

"input": "thisLimit",

"betweenIntervals": "Interpolate",

"roundTo": "1.00",

"categories": []

}

],

"prevent_from_being_deleted": false,

"mandatory": true,

"loss_exposure_group": 0,

"disallow_submit_bound": false,

"deleted_by": null,

"category": "policy",

"annual_fee": null,

"not_applicable_for_agency_billing": false,

"renewal_zip_factors": [],

"dec_aliases": null,

"round_pro_rata": false,

"hide_in_brite_quote": false,

"submit_bound_limit_upper": 0,

"deleted": false,

"loss_free_credit": {},

"item_id": "31e319f0-1e47-47c2-b0dd-8d2bce59e507",

"skip_pb_on_mandatory_add": false,

"display_premium_as_incl": false,

"loss_exposure": false,

"renewal_split_by": "singleFactor",

"prev_adj_amt": -1000000,

"submit_bound_limit": false,

"round_to": "1",

"apply_date": "2021-07-28",

"policy_type_id": "b56a406f-5330-4b6c-ba23-2a135bd6f79d",

"previous_id": "8d82f0ff-242f-40cb-b702-464e9a16c447",

"rating_details": {

"objects": [

{

"runningTotal": 0,

"isCustomVar": false,

"name": "",

"omit": false,

"type": "Rate Table",

"description": ""

}

],

"finalPremium": "0.00"

},

"has_rate": true,

"sub_line_id": "7e80f411-db21-4e52-9e57-f138497d455d",

"written_fee": null,

"do_not_display_when_zero": false,

"type": "coverage",

"annual_premium": 0,

"inheritance_id": null,

"show_limit_and_premium_on_dec": false,

"system_tags": {

"0c2cdbbf-e2de-40a9-9615-77e9330114e1": "Liability"

},

"limit_updated": false,

"reference_id": "6b8a1abd-4f97-11ea-ba79-1210d7b80c73",

"dec_font_italic": false,

"sub_line_instance_id": "7e77a795-f46c-48d2-9267-340b4f5ed554",

"default": false,

"link_obj": null,

"fully_billed": false,

"rate_chain_refs": [],

"limit": 100000,

"renewal_amount": 0,

"deductible": 0,

"scheduled_item": {},

"override_limit": false,

"display_user_inputs_above_rate_categories": false,

"skip_pb_on_category_add": false,

"sort_order": 1,

"excluded_prorata_and_factor": false,

"id": "155ca77f-dc1b-488e-8e57-dc68a2da1572",

"allow_multiples": false,

"description": "",

"dec_font_bold": false,

"show_in_builder": "all",

"no_commission_paid_on_line_item": false,

"display_on_dec_as": "Section II",

"date_added_micro": "846666",

"renewal_modify": false,

"builder_obj": null,

"date_deleted": null,

"do_not_display_in_rating_information": false,

"added_midterm": false,

"dividend_factor": 0

},

{

"required_for_quote": true,

"persist_status": "normal",

"date_updated": "2020-11-16 22:34:38",

"combine_premium": false,

"questions": [],

"has_limit": true,

"fully_earned": false,

"resolved": false,

"round_method": "ROUND_HALF_UP",

"written_premium": 0,

"date_added": "2020-07-28 10:35:41",

"status_reason": "",

"name": "Coverage F - Medical Payments to Others",

"manual": false,

"has_loss_payee": false,

"limit_availability": "",

"dec_font_size": 10,

"pro_rate_fee": false,

"revision_id": "033029c2-4c5c-43ca-829e-0f15eeac0262",

"rate_chain": [

{

"source": {

"userChosen": [

{

"name": "Per Person",

"limits": [

"1000",

"2000",

"3000",

"4000",

"5000"

]

},

{

"name": "Each Occurrence",

"limits": [

"25000",

"25000",

"25000",

"25000",

"25000"

]

}

],

"defaultLimitRow": 0

},

"type": "Limit",

"round": "1",

"unit": "dollar"

},

{

"limits": [

"1000",

"2000",

"3000",

"4000",

"5000"

],

"roundMethod": "ROUND_HALF_UP",

"type": "Rate Table",

"rates": {

"[\"4000\"]": "12.61",

"[\"1000\"]": "0.00",

"[\"3000\"]": "8.40",

"[\"2000\"]": "4.20",

"[\"5000\"]": "14.71"

},

"input": "thisLimit",

"betweenIntervals": "Interpolate",

"roundTo": "1.00",

"categories": []

}

],

"prevent_from_being_deleted": false,

"mandatory": true,

"loss_exposure_group": 0,

"disallow_submit_bound": false,

"deleted_by": null,

"category": "policy",

"annual_fee": null,

"not_applicable_for_agency_billing": false,

"renewal_zip_factors": [],

"dec_aliases": null,

"round_pro_rata": false,

"hide_in_brite_quote": false,

"submit_bound_limit_upper": 0,

"deleted": false,

"loss_free_credit": {},

"item_id": "89dda4f8-0b26-4eb4-8234-7eb6f7f14587",

"skip_pb_on_mandatory_add": false,

"display_premium_as_incl": false,

"loss_exposure": false,

"renewal_split_by": "singleFactor",

"prev_adj_amt": -1000000,

"submit_bound_limit": false,

"round_to": "1",

"apply_date": "2021-07-28",

"policy_type_id": "b56a406f-5330-4b6c-ba23-2a135bd6f79d",

"previous_id": "16d67d92-b5f4-4dee-b603-2d3175d7cbbe",

"rating_details": {

"objects": [

{

"runningTotal": 0,

"isCustomVar": false,

"name": "",

"omit": false,

"type": "Rate Table",

"description": ""

}

],

"finalPremium": "0.00"

},

"has_rate": true,

"sub_line_id": "7e80f411-db21-4e52-9e57-f138497d455d",

"written_fee": null,

"do_not_display_when_zero": false,

"type": "coverage",

"annual_premium": 0,

"inheritance_id": null,

"show_limit_and_premium_on_dec": false,

"system_tags": {

"0c2cdbbf-e2de-40a9-9615-77e9330114e1": "MedicalPayments"

},

"limit_updated": false,

"reference_id": "6bb502b2-4f97-11ea-ba79-1210d7b80c73",

"dec_font_italic": false,

"sub_line_instance_id": "7e77a795-f46c-48d2-9267-340b4f5ed554",

"default": false,

"link_obj": null,

"fully_billed": false,

"rate_chain_refs": [],

"limit": 1000,

"renewal_amount": 0,

"deductible": 0,

"scheduled_item": {},

"override_limit": false,

"display_user_inputs_above_rate_categories": false,

"skip_pb_on_category_add": false,

"sort_order": 2,

"excluded_prorata_and_factor": false,

"id": "524cb771-887c-4436-89db-3695069a187f",

"allow_multiples": false,

"description": "",

"dec_font_bold": false,

"show_in_builder": "all",

"no_commission_paid_on_line_item": false,

"display_on_dec_as": "Section II",

"date_added_micro": "041792",

"renewal_modify": false,

"builder_obj": null,

"date_deleted": null,

"do_not_display_in_rating_information": false,

"added_midterm": false,

"dividend_factor": 0

}

],

"revision_id": "033029c2-4c5c-43ca-829e-0f15eeac0262",

"type": "liability"

}

],

"dec_description": null,

"items": [],

"commission_rate": 0,

"commit_date": null,

"policy_term_id": "bc95d823-f69b-4165-9bbb-e3d5fe14dd20",

"underwriting_contact_date": null,

"mortgagees": [],

"builder_ready_to_rate": false,

"reinstate_at_commit": false,

"underwriting_contacted": false,

"policy_id": "d3f18ffa-3937-459f-9090-14a6913b5976"

},

"messages": [],

"success": true

}

}

Step 10: Update policy with property rating information

The update_rating_information updates an existing property or revision’s rating information.

Sample request

View code
curl --location --request POST '/api/v2/policies/update_rating_information' \

--header 'Content-Type: application/json' \

--data-raw '{

"api_key": "",

"property_id": "3eead257-f849-4bf0-8969-4c9868594317",

"revision_id": "033029c2-4c5c-43ca-829e-0f15eeac0262",

"items": [

{

"name": "Coverage A - Residence",

"item_id": "5c51ff17-1821-464f-8051-deee9a1fdc02",

"limit": 150000,

"deductible": 500.00,

"scheduled_item": {},

"id": "8773617a-87bf-4dd0-a53f-18ee7640a9aa",

"builder_obj": {

"categories": {

"Do you want earthquake coverage?": "Yes",

"TerritorySelectedHTML": "Adams (38)",

"Construction": "Masonry",

"Protection Class": "1 thru 6",

"Territory": "38",

"Additional Families": "No"

},

"questions": {

"d2e8f595-8a98-4de9-8d8e-afb9632401c0": [

{

"text": "Yes"

}

]

}

}

}

],

"reset_premiums":true

}'

Sample response

View code
{

"data": [],

"messages": [],

"success": true

}

Step 11: Add coverage

The add_line_item adds a line item to a revision or property.

Sample request

View code
curl --location --request POST '/api/v2/policies/add_line_item' \

--header 'Content-Type: application/json' \

--data-raw '{

"item_id": "0fe4bef8-37ac-4159-97d9-1f6c398fda88",

"property_id": "3eead257-f849-4bf0-8969-4c9868594317",

"revision_id": "033029c2-4c5c-43ca-829e-0f15eeac0262"

}'

Sample response

View code
{

"data": {

"added_items": [

{

"required_for_quote": true,

"persist_status": "normal",

"date_updated": "2020-11-16 22:44:14",

"combine_premium": false,

"questions": [],

"property_id": "3eead257-f849-4bf0-8969-4c9868594317",

"has_limit": true,

"fully_earned": false,

"resolved": false,

"round_method": "ROUND_HALF_UP",

"written_premium": 0,

"date_added": "2020-11-16 22:44:14",

"status_reason": "",

"name": "Refrigerated Property Coverage",

"manual": false,

"has_loss_payee": false,

"limit_availability": "",

"dec_font_size": 10,

"pro_rate_fee": false,

"rate_chain": [

{

"source": {

"systemAutomatic": {

"amount": "500",

"type": "fixed"

}

},

"type": "Limit",

"round": "1",

"unit": "dollar"

},

{

"rates": {

"[]": "13.66"

},

"type": "Flat Rate",

"categories": []

}

],

"prevent_from_being_deleted": false,

"mandatory": false,

"loss_exposure_group": 0,

"disallow_submit_bound": false,

"deleted_by": null,

"category": "property",

"annual_fee": null,

"not_applicable_for_agency_billing": false,

"renewal_zip_factors": [],

"dec_aliases": null,

"round_pro_rata": false,

"hide_in_brite_quote": false,

"submit_bound_limit_upper": 0,

"deleted": false,

"loss_free_credit": {},

"item_id": "0fe4bef8-37ac-4159-97d9-1f6c398fda88",

"skip_pb_on_mandatory_add": false,

"display_premium_as_incl": false,

"loss_exposure": false,

"renewal_split_by": "singleFactor",

"prev_adj_amt": -1000000,

"submit_bound_limit": false,

"round_to": "1",

"apply_date": "2021-07-28",

"policy_type_id": "b56a406f-5330-4b6c-ba23-2a135bd6f79d",

"previous_id": null,

"rating_details": null,

"has_rate": true,

"sub_line_id": null,

"written_fee": null,

"do_not_display_when_zero": false,

"type": "coverage",

"annual_premium": 0,

"inheritance_id": null,

"show_limit_and_premium_on_dec": false,

"system_tags": {

"0c2cdbbf-e2de-40a9-9615-77e9330114e1": "PersonalProperty"

},

"limit_updated": false,

"reference_id": "6b7abd1f-4f97-11ea-ba79-1210d7b80c73",

"dec_font_italic": false,

"sub_line_instance_id": null,

"default": false,

"link_obj": null,

"fully_billed": false,

"rate_chain_refs": [],

"limit": 0,

"renewal_amount": 0,

"deductible": 0,

"scheduled_item": {},

"override_limit": false,

"display_user_inputs_above_rate_categories": false,

"skip_pb_on_category_add": false,

"sort_order": 7,

"excluded_prorata_and_factor": false,

"id": "9b6d757b-b4e4-44a0-acad-e7af5f22c63f",

"allow_multiples": false,

"description": "",

"dec_font_bold": false,

"show_in_builder": "all",

"no_commission_paid_on_line_item": false,

"display_on_dec_as": "Optional Items",

"date_added_micro": "564289",

"renewal_modify": false,

"builder_obj": null,

"date_deleted": null,

"do_not_display_in_rating_information": false,

"dividend_factor": 0

}

]

},

"messages": [],

"success": true

}

Step 12: Rate revision

The endpoint rate_revision calculates a rate for the given revision.

Sample request

View code
curl --location --request POST '/api/v2/policies/rate_revision' \

--header 'Content-Type: application/json' \

--data-raw '{

"revision_id": "033029c2-4c5c-43ca-829e-0f15eeac0262"

}'

Sample response

View code
{

"data": {

"annual_policy_wide_premium": 0,

"annual_fee": 0,

"annual_premium": 0,

"written_policy_wide_premium": 0,

"items": [],

"written_fee": 0,

"written_premium": 0,

"sub_lines": [

{

"resolved": false,

"inheritance_id": null,

"persist_status": "normal",

"mandatory": false,

"description": "",

"hide_checkbox_workflow": "",

"date_updated": "2020-02-14 20:03:57",

"system_tags": null,

"date_added_micro": "706544",

"sort_order": 1,

"reference_id": "6cc9de9b-4f97-11ea-ba79-1210d7b80c73",

"date_added": "2020-07-28 10:35:40",

"policy_type_id": "b56a406f-5330-4b6c-ba23-2a135bd6f79d",

"status_reason": "",

"id": "7e77a795-f46c-48d2-9267-340b4f5ed554",

"category": "policy",

"allow_multiples": true,

"name": "Homeowners Liability",

"default": true,

"date_deleted": null,

"sub_line_id": "7e80f411-db21-4e52-9e57-f138497d455d",

"editable_name": false,

"link_obj": null,

"deleted_by": null,

"deleted": false,

"sub_line_name": "Homeowners Liability",

"items": [

{

"required_for_quote": true,

"persist_status": "normal",

"date_updated": "2020-11-16 22:34:38",

"combine_premium": false,

"questions": [

{

"inheritance_id": null,

"underwriting": false,

"date_updated": "2020-02-14 20:03:51",

"input_type": "Single Line",

"system_tags": null,

"show_message_popup": false,

"label": "",

"print_options": {

"quote": 0,

"app": 0,

"dec": 1

},

"required_for_app": false,

"reference_id": "698f3226-4f97-11ea-ba79-1210d7b80c73",

"item_id": "31e319f0-1e47-47c2-b0dd-8d2bce59e507",

"message_popup_text": "",

"group_id": null,

"sort_order": null,

"id": "251d964d-e3f6-4960-bf1b-9eedc248de50",

"multiples": false,

"list_items": null

}

],

"has_limit": true,

"fully_earned": false,

"resolved": false,

"round_method": "ROUND_HALF_UP",

"written_premium": 0,

"date_added": "2020-07-28 10:35:40",

"status_reason": "",

"name": "Coverage E - Personal Liability",

"manual": false,

"has_loss_payee": false,

"limit_availability": "",

"dec_font_size": 10,

"pro_rate_fee": false,

"revision_id": "033029c2-4c5c-43ca-829e-0f15eeac0262",

"rate_chain": [

{

"source": {

"userChosen": [

{

"name": "Each Occurrence",

"limits": [

"25000",

"50000",

"100000",

"200000",

"300000"

]

}

],

"defaultLimitRow": 2

},

"type": "Limit",

"round": "1",

"unit": "dollar"

},

{

"limits": [

"25000",

"50000",

"100000",

"200000",

"300000"

],

"roundMethod": "ROUND_HALF_UP",

"type": "Rate Table",

"rates": {

"[\"100000\"]": "0.00",

"[\"200000\"]": "8.40",

"[\"50000\"]": "-2.10",

"[\"25000\"]": "-3.15",

"[\"300000\"]": "12.61"

},

"input": "thisLimit",

"betweenIntervals": "Interpolate",

"roundTo": "1.00",

"categories": []

}

],

"prevent_from_being_deleted": false,

"mandatory": true,

"loss_exposure_group": 0,

"disallow_submit_bound": false,

"deleted_by": null,

"category": "policy",

"annual_fee": null,

"not_applicable_for_agency_billing": false,

"renewal_zip_factors": [],

"dec_aliases": null,

"round_pro_rata": false,

"hide_in_brite_quote": false,

"submit_bound_limit_upper": 0,

"deleted": false,

"loss_free_credit": {},

"item_id": "31e319f0-1e47-47c2-b0dd-8d2bce59e507",

"skip_pb_on_mandatory_add": false,

"display_premium_as_incl": false,

"loss_exposure": false,

"renewal_split_by": "singleFactor",

"prev_adj_amt": -1000000,

"submit_bound_limit": false,

"round_to": "1",

"apply_date": "2021-07-28",

"policy_type_id": "b56a406f-5330-4b6c-ba23-2a135bd6f79d",

"previous_id": "8d82f0ff-242f-40cb-b702-464e9a16c447",

"rating_details": {

"objects": [

{

"runningTotal": 0,

"isCustomVar": false,

"name": "",

"omit": false,

"type": "Rate Table",

"description": ""

}

],

"finalPremium": "0.00"

},

"has_rate": true,

"sub_line_id": "7e80f411-db21-4e52-9e57-f138497d455d",

"written_fee": null,

"do_not_display_when_zero": false,

"type": "coverage",

"annual_premium": 0,

"inheritance_id": null,

"show_limit_and_premium_on_dec": false,

"system_tags": {

"0c2cdbbf-e2de-40a9-9615-77e9330114e1": "Liability"

},

"limit_updated": false,

"reference_id": "6b8a1abd-4f97-11ea-ba79-1210d7b80c73",

"dec_font_italic": false,

"sub_line_instance_id": "7e77a795-f46c-48d2-9267-340b4f5ed554",

"default": false,

"link_obj": null,

"fully_billed": false,

"rate_chain_refs": [],

"limit": 100000,

"renewal_amount": 0,

"deductible": 0,

"scheduled_item": {},

"override_limit": false,

"display_user_inputs_above_rate_categories": false,

"skip_pb_on_category_add": false,

"sort_order": 1,

"excluded_prorata_and_factor": false,

"id": "155ca77f-dc1b-488e-8e57-dc68a2da1572",

"allow_multiples": false,

"description": "",

"dec_font_bold": false,

"show_in_builder": "all",

"no_commission_paid_on_line_item": false,

"display_on_dec_as": "Section II",

"date_added_micro": "846666",

"renewal_modify": false,

"builder_obj": null,

"date_deleted": null,

"do_not_display_in_rating_information": false,

"added_midterm": false,

"dividend_factor": 0

},

{

"required_for_quote": true,

"persist_status": "normal",

"date_updated": "2020-11-16 22:34:38",

"combine_premium": false,

"questions": [],

"has_limit": true,

"fully_earned": false,

"resolved": false,

"round_method": "ROUND_HALF_UP",

"written_premium": 0,

"date_added": "2020-07-28 10:35:41",

"status_reason": "",

"name": "Coverage F - Medical Payments to Others",

"manual": false,

"has_loss_payee": false,

"limit_availability": "",

"dec_font_size": 10,

"pro_rate_fee": false,

"revision_id": "033029c2-4c5c-43ca-829e-0f15eeac0262",

"rate_chain": [

{

"source": {

"userChosen": [

{

"name": "Per Person",

"limits": [

"1000",

"2000",

"3000",

"4000",

"5000"

]

},

{

"name": "Each Occurrence",

"limits": [

"25000",

"25000",

"25000",

"25000",

"25000"

]

}

],

"defaultLimitRow": 0

},

"type": "Limit",

"round": "1",

"unit": "dollar"

},

{

"limits": [

"1000",

"2000",

"3000",

"4000",

"5000"

],

"roundMethod": "ROUND_HALF_UP",

"type": "Rate Table",

"rates": {

"[\"4000\"]": "12.61",

"[\"1000\"]": "0.00",

"[\"3000\"]": "8.40",

"[\"2000\"]": "4.20",

"[\"5000\"]": "14.71"

},

"input": "thisLimit",

"betweenIntervals": "Interpolate",

"roundTo": "1.00",

"categories": []

}

],

"prevent_from_being_deleted": false,

"mandatory": true,

"loss_exposure_group": 0,

"disallow_submit_bound": false,

"deleted_by": null,

"category": "policy",

"annual_fee": null,

"not_applicable_for_agency_billing": false,

"renewal_zip_factors": [],

"dec_aliases": null,

"round_pro_rata": false,

"hide_in_brite_quote": false,

"submit_bound_limit_upper": 0,

"deleted": false,

"loss_free_credit": {},

"item_id": "89dda4f8-0b26-4eb4-8234-7eb6f7f14587",

"skip_pb_on_mandatory_add": false,

"display_premium_as_incl": false,

"loss_exposure": false,

"renewal_split_by": "singleFactor",

"prev_adj_amt": -1000000,

"submit_bound_limit": false,

"round_to": "1",

"apply_date": "2021-07-28",

"policy_type_id": "b56a406f-5330-4b6c-ba23-2a135bd6f79d",

"previous_id": "16d67d92-b5f4-4dee-b603-2d3175d7cbbe",

"rating_details": {

"objects": [

{

"runningTotal": 0,

"isCustomVar": false,

"name": "",

"omit": false,

"type": "Rate Table",

"description": ""

}

],

"finalPremium": "0.00"

},

"has_rate": true,

"sub_line_id": "7e80f411-db21-4e52-9e57-f138497d455d",

"written_fee": null,

"do_not_display_when_zero": false,

"type": "coverage",

"annual_premium": 0,

"inheritance_id": null,

"show_limit_and_premium_on_dec": false,

"system_tags": {

"0c2cdbbf-e2de-40a9-9615-77e9330114e1": "MedicalPayments"

},

"limit_updated": false,

"reference_id": "6bb502b2-4f97-11ea-ba79-1210d7b80c73",

"dec_font_italic": false,

"sub_line_instance_id": "7e77a795-f46c-48d2-9267-340b4f5ed554",

"default": false,

"link_obj": null,

"fully_billed": false,

"rate_chain_refs": [],

"limit": 1000,

"renewal_amount": 0,

"deductible": 0,

"scheduled_item": {},

"override_limit": false,

"display_user_inputs_above_rate_categories": false,

"skip_pb_on_category_add": false,

"sort_order": 2,

"excluded_prorata_and_factor": false,

"id": "524cb771-887c-4436-89db-3695069a187f",

"allow_multiples": false,

"description": "",

"dec_font_bold": false,

"show_in_builder": "all",

"no_commission_paid_on_line_item": false,

"display_on_dec_as": "Section II",

"date_added_micro": "041792",

"renewal_modify": false,

"builder_obj": null,

"date_deleted": null,

"do_not_display_in_rating_information": false,

"added_midterm": false,

"dividend_factor": 0

}

],

"revision_id": "033029c2-4c5c-43ca-829e-0f15eeac0262",

"type": "liability"

}

]

},

"messages": [],

"success": true

}

Step 13: Bind the policy

Use the endpoint bind to bind the quote and issue a Policy. This endpoint also generates Declarations and creates a Billing Schedule.

Sample request

View code
curl --location --request POST '/api/v2/policies/bind' \

--header 'Content-Type: application/json' \

--data-raw '{

"api_key": "",

"bind_info": {

"policy_number": "P-2020-123"

}

}'

Sample response

View code
{

"message": [

"string"

],

"data": { },

"success": true

}

Step 14: Cancel a policy

Note that the underlying process affects the following:

  • policy_accounting
  • update_invoice_print_state
  • creates revision row for (policy_id, policy_term_id) with policyStatusReasonID set to cancellation_reason_id and cancel date
  • updates cancelDate of other future committed revisions for this (policy_id, policy_term_id)
  • creates account_history row
  • creates a cancellation notice deliverable
  • adds a system note to audit the change

You must send the following payload:

View code
{
"cancel_reason_id": "string",
"policy_term_id": "string",
"cancel_date": "string",
"cancel_pending_date": "string",
"policy_id": "string"
}

Sample request

View code
curl --location --request POST '/api/v2/policies/cancel_policy' \

--header 'Content-Type: application/json' \

--data-raw '{

"cancel_reason_id": "c105440e-981e-11de-8406-000c2976c0ee",

"policy_term_id": "95943177-e9e8-4276-8264-a3bcbc2b74f3",

"cancel_date": "07/01/2021",

"cancel_pending_date": "06/01/2021",

"policy_id": "dbbb3d85-4366-4693-82eb-9c2b832471a6"

}'

Sample response

View code
{

"data": "{\"message\": \"\", \"success\": true}",

"messages": [],

"success": true

}

You have successfully carried out common policy transactions through BriteAPIs.