Data fields (fields) define the data that may be collected to rate a risk. The provided values are used for collecting data; creating underwriting rules; and determining the premium, limit, and deductible values.
On a quote, field values are collected in the following ways:
- User input.
- Business rules.
- Third-party partner integrations.
Field values are required when:
- Items on a quote reference them.
Note: To determine an item’s premium, the field must contain a value (answer).
- In the Field Settings section, the Always show this field setting is set to Yes.
When adding a data field to a risk type, you can choose from several different types. Your use case will determine the type you should choose.
Table 1: Types of data fields.
|Boolean||A field that stores as either true or false.||A Yes/No switch widget.|
|Number||An arithmetical value.||A text box that allows only numbers.|
|String||A string of text-based characters.||A standard text box.|
|Option Selection||A selection from a list of options.||A select box that allows a single choice.|
|Date||A standard date stored in ISO format.||A date-picker widget that formats the date as MM/DD/YYYY.|
|Computed||A field with a value determined by a calculation.|
Note: This calculation displays a value to the user but isn't part of the premium calculation.
|A disabled input.|
If any data fields are displayed but not required for rating, you can make them optional.
Note: This only applies to non-required rating fields.
Many field types support default values for data fields. When a user creates a risk, BriteCore assigns the field’s default value.