Data fields (fields) define the data that may be collected to rate a risk. The provided values are used for collecting data; creating underwriting rules; and determining the premium, limit, and deductible values.
On a quote, field values are collected in the following ways:
- User input.
- Business rules.
- Third-party partner integrations.
Field values are required when:
- Items on a quote reference them.
Note: To determine an item’s premium, the field must contain a value (answer).
- In the Field Settings section, the Always show this field setting is set to Yes.
Field types
When adding a data field to a risk type, you can choose from several different types. Your use case will determine the type you should choose.
Table 1: Types of data fields.
| Type | Description | UI Format |
|---|---|---|
| Boolean | A field that stores as either true or false. | A Yes/No switch widget. |
| Number | An arithmetical value. | A text box that allows only numbers. |
| String | A string of text-based characters. | A standard text box. |
| Option Selection | A selection from a list of options. For more information, see the Open Selection fields section below. | A select box that allows a single choice. |
| Date | A standard date stored in ISO format. | A date-picker widget that formats the date as MM/DD/YYYY. |
| Computed | A field with a value determined by a calculation. Computed fields are:
| A disabled input. |
Option Selection source
Option Selection fields can use risks from other risk types as their data source.
Example: If you have a Driver Risk Type as a child of the Policy Risk Type, you can give a Vehicle Risk Type a Principal Driver.
Note: To set up this example, see Use a risk type as an Option Selection source.
Optional fields
To require the data fields that are displayed even when not required for rating:
- In the Fields Settings section, under Required, select Yes.
Note: This is only for fields not used in rating. The fields that are used will become required unless wrapped in
[bc.optional](rating.md#bcoptional).
Default values
Many field types support default values for data fields. When a user creates a risk, BriteCore assigns the field’s default value.