Data fields (fields) define the data that may be collected to rate a risk. The provided values are used for collecting data; creating underwriting rules; and determining the premium, limit, and deductible values.
On a quote, field values are collected in the following ways:
- User input.
- Business rules.
- Third-party partner integrations.
Field values are required when:
- Items on a quote reference them.
Note: To determine an item’s premium, the field must contain a value (answer).
- In the Field Settings section, the Always show this field setting is set to Yes.
Field types
When adding a data field to a risk type, you can choose from several different types. Your use case will determine the type you should choose.
Table 1: Types of data fields.
| Type | Description | UI Format |
|---|---|---|
| Boolean | A field that stores as either true or false. | A Yes/No switch widget. |
| Number | An arithmetical value. | A text box that allows only numbers. |
| String | A string of text-based characters. | A standard text box. |
| Option Selection | A selection from a list of options. | A select box that allows a single choice. |
| Date | A standard date stored in ISO format. | A date-picker widget that formats the date as MM/DD/YYYY. |
| Computed | A field with a value determined by a calculation. Note: This calculation displays a value to the user but isn't part of the premium calculation. | A disabled input. |
Optional fields
If any data fields are displayed but not required for rating, you can make them optional.
Note: This only applies to non-required rating fields.
Default values
Many field types support default values for data fields. When a user creates a risk, BriteCore assigns the field’s default value.