Recent topics
Configure LexisNexis FIRSt in BriteSuite
This tutorial walks you through the steps to implement LexisNexis FIRSt in BriteSuite.
Disable FEIN SSN for active policy
With the disable_fein_ssn_for_active_policy advanced setting, you can disable the ability to edit the FEIN/SSN once a policy is set to Active.
Manage unwanted quote or application
You can manage unwanted quotes or applications by changing the status from Unsubmitted or Submitted to Rejected.
Set up premium and fee display
Advanced settings allow you to choose how to display premiums and fees while quoting a policy.
Keep the agent on the same screen while quoting
When new business is quoted in the policy wizard, users are directed to separate screens to add and rate property and policy coverages. Advanced settings allow users to stay on the same screen while adding coverages by changing the additional screens to dialog boxes.Â
Lifecycle Parameters
Lifecycle Parameters in the Policy Lifecycle section are set by BriteCore configuration analysts during configuration and implementation.Â
Set up processing error notifications
Clients can receive notifications for processing errors.
Set up a threshold limit
Clients can define a threshold of applicable limits against which either an email is sent and/or an approval code is necessary for quoting to continue.
Set up effective date parameters while quoting
Clients can set parameters for how far into the past and/or future that the effective dates for a policy can be set when quoting.
Manage cancellations for converted policies
When a client transitions to BriteCore, renewals may be converted one month at a time. During that period, clients will have policies expiring in their legacy system and renewing into BriteCore. On occasion, clients may need to either cancel or issue a cancellation notice on a policy that is in the transition phase.
Redirect to wizard policy status
With the advanced setting redirect-to-wizard-policy-status you can designate the policy status(es) that will redirect the user to the policy wizard when the user selects a policy from the Policy Search screen.
Default contact type
With the advanced setting default-contact-type, clients can set the default contact type in the policy wizard to individual or organization.
Notes overview – BriteClaims
Within BriteClaims, you can access Notes from multiple areas. The ability to view, access, and make changes in the Notes section depends on your role and the claim’s status.Â
Parties overview
The Parties screen manages parties entered throughout the lifecycle of a claim.
Filter the Transactions table in Accounting screen
In the Accounting screen of the claim file and exposure file, you can filter the Transactions table to easily locate specific transactions.
Delay assigning policy number
In BriteCore, when an application is submitted, it’s immediately issued a policy number. This setting avoids assigning policy numbers until the application has been made an active policy. BriteCore will distinguish, via number format, between an application/quote and active policy.
Britesuite platform setup guide
Purpose This guide walks administrators through setting up the BriteSuite platform. The BriteSuite platform is built to be as configurable
Add an external adjuster
In BriteClaims, you can add external adjusters to a claim file.
Delete Persistent Builder mapping using Support Tools
When you create a new effective date, you may introduce changes incompatible with your older Lines versions, such as altered category options, different names, etc. This can cause your policies to fail to renew. With Create Persistent Builder Mapping, you can explicitly map the changes in the system.
NxTech Initial Load for Agency using Support Tools
Sometimes, you may need to send an initial load of policies to an agency for download. NxTech Initial Load for Agency is a support tool that helps to automate the process and generates a NxTech file that contains the current state of all policies for a given agency with all transaction codes set to SYN.
Get recent sweep payment/daily cash receipts using Support Tools
With View Recent Receipts, you can generate receipts, such as daily cash, sweep payments, etc.
Set expected recoveries
In personal auto claims, you can set the amount for expected recoveries. Expected recoveries are configurable and can consist of Reinsurance, Subrogation, and Salvage.
Loss run reports
BriteCore now includes loss run report functionality so an agent or agency can create a loss run report for an insured. A loss run is a summary of all the claims that have occurred on a policy over a period of time.
LexisNexis FIRSt
The LexisNexis® Financial Institution Reporting System (FIRSt) solution provides loss payee notification distribution services, helping clients conduct important business processes that support compliance requirements, such as notifying automobile finance companies, auto leasing companies, and mortgage lenders about changes to insurance policies.
Correct IVANS Claim Reports using Support Tools
Occasionally, the IVANS data exports may miss some transactions in the automated XML export. With the Correct IVANS Claim Reports tool you can regenerate a claim report based on the claim and cursor date.
IVANS eDocs Upload tool
Clients can create new file folder names in IVANS by enabling the IVANS eDoc Build Tool. The support tool allows clients to generate new XML files by specifying a date cursor, policy number, and documents to generate and export to IVANS.
Copy underwriting rules using Support Tools
When setting up a new instance of BriteCore, you can expedite the process by using the Copy Underwriting Rules feature to copy underwriting rules to a new effective date, state, and policy type. This saves you time when configuring your insurance products.
Correct a NxTech Report using Support Tools
Occasionally, NxTech reports exports may miss some transactions in the automated XML export. With the Correct a NxTech Report tool, you can regenerate a report based on the date, policy information, and transaction code.
Copy policy types using Support Tools
When setting up a new instance of BriteCore, you can expedite the process by using the Copy Policy Types feature to copy line items from one effective date and state to another effective date, state, and policy type. This saves you time when configuring your insurance products.
Copy line items using Support Tools
When setting up a new instance of BriteCore, you can expedite the process by using the Copy Line Items feature to copy line items from one effective date, state, and policy type to another. This saves you time when configuring your insurance products.
Import a line of business using Support Tools
When setting up a new instance of BriteCore, you can expedite the process by using the Import Line feature to import active policy types and lines of business from one instance of BriteCore to another. This allows you to promote defined insurance products to other environments.
Create Persistent Builder mapping using Support Tools
When you create a new effective date, you may introduce changes incompatible with your older Lines versions, such as altered category options, different names, etc. This can cause your policies to fail to renew. With the Create Persistent Builder support tool, you can explicitly map the changes in the system. This saves you time when configuring your insurance products.
Add a location to a ZIP code using Support Tools
You can use Support Tools to adds a city or county to a ZIP code, which links them in BriteCore.
Borrow coverage
If an insured is involved in an accident in a rented or borrowed vehicle, carriers need to borrow coverage to pay the owner of the rented or borrowed vehicle and to pay associated medical expenses. In BriteClaims, you can follow a series of steps to borrow coverage.
Medical Expense stackable coverage
Some states require stacking, or the combination of coverage limits, for auto insurance. BriteCore offers the ability to stack the Medical Expense coverage, so users can combine the Medical Expense coverage limits for up to four motorized vehicles on an insured’s policy.Â
Run the nightly auto pay policies process using Support Tools
You can use Support Tools to run the nightly auto pay process and apply automatic payments to eligible policies.
Set up underwriting cancellation times
In accordance with state regulations and business policies, clients can define the number of days a policy is in underwriting cancellation prior to the policy canceling.
Update search results using Support Tools
You can use Support Tools to update a policy’s status if the search results don’t match the policy status of the policy. This tool can also be used with claims, contacts, and properties if needed.
Run the nightly non-pay processes using Support Tools
You can use Support Tools to run the nightly process to place a policy into Cancellation Pending for Non-Payment of Premium, evaluate whether the policy should cancel for Non-Payment of Premium, cancel when appropriate, and generate the corresponding deliverables.
Run the nightly cancel and non-renew policies processes using Support Tools
You can use Support Tools to run the nightly process to finalize cancellation and non-renew policies.
Run the nightly auto renew policies process using Support Tools
You can use Support Tools to run the nightly auto-renew process so you can automatically renew several policies at one time.
Submitted Applications report
The Submitted Applications report is a custom report that displays the Policy Number, Policy Type, Agent/Agency, Agency Number, Effective Date, and Date Submitted for the submitted applications in one day.Â
Generate documents in the Attachments screen
In both the claim file Attachments screen and the exposure file Attachments screen you can generate documents.
Enable the new UI and BriteSuite navigation
With the global dvanced setting use-bc-ui-nav, you can enable the new UI and BriteSuite navigation.
Search and filter the Claims Activity log
You can search for or filter by criteria to locate and view specific claim activity within the Claims Activity log.
BriteApps: New email confirmation settings
BriteApps email confirmation settings release note.
Damaged Property Details overview
The Damaged Property Details screen consists of the Damaged Property Information section. On the Damaged Property Details screen, you can view detailed information about the damaged property and edit the damaged property information.Â
Injury Details overview
The Injury Details screen contains information related to an involved party’s injuries.
Configure ISO VINMASTER in BriteSuite
This tutorial walks you through implementing VINMASTER in BriteCore if you wish to write your own plugin. It can also serve as a reference to understand how VINMASTER integrates with BriteSuite.
Edit billing dates
You can edit billing dates for a policy’s current invoice in the Balance Details section of the Billing Overview tab on the Accounts Receivable screen.Â
BriteLines – Include used_in_rating in Risk Type State
The used_in_rating field, which is now included in both minimal and full risk type states for each field, can be useful for downstream services such as BriteQuote for deciding when a quote must be re-rated.
Set up email notifications for new business
Certain policy activities will trigger email notifications. Clients can designate email recipients using administrative alerts and settings within the Contacts module. Clients can further customize emails with advanced settings.Â
Google Maps (Onix) overview
BriteSuites is integrated with Google Maps mapping solution. BriteSuites uses Google Maps as a geocoding service. Geocoding refers to locations in terms of geographic latitude and longitude coordinates, which is more accurate than describing a location’s address in terms of street names.
Google Maps setup
BriteSuites is integrated with Google Maps, a mapping solution. BriteSuites uses Google Maps as a geocoding service. Geocoding refers to locations in terms of geographic latitude and longitude coordinates, which is more accurate than describing a location’s address in terms of street names.
SmartyStreets setup
SmartyStreets, an address validation integration, is available with BriteSuites. BriteSuites uses SmartyStreets as a geocoding service.
SmartyStreets overview
BriteSuites is integrated with SmartyStreets, an address validation solution. BriteSuites uses SmartyStreets as a geocoding service. Geocoding refers to locations in terms of geographic latitude and longitude coordinates, which is more accurate than describing a location’s address in terms of street names.
Quoting Template formulas
When defining a Quoting Template rule’s tigger(s) and action(s), there are times you will need to add formulas.
Define a Quoting template rule
In BriteRules, after you create and configure a Quoting Template rule, you need to define the rule’s trigger(s) and action(s).
Configure a Quoting Template rule
In BriteRules, after you create a Quoting Template rule, you need to configure it.
Create a Quoting Template rule
In BriteRules, you can use the Quoting Template to create, configure, and define rules for the quoting process. The first step is to create a rule.
BriteQuote event: bc.quote.renewal_failed
This event is emitted when an asynchronous renewal processing fails.
Risk default naming
With the risk_default_naming advanced setting, clients can choose if the name of the risk will default to Property or Location on the Risks tab of the quote wizard.
Default to application mode on quoting
With the advanced setting default-to-application-mode-on-quoting, users can choose to hide or display the quote/application toggle button that appears in the quote wizard (V2).
Delay cancellation per policy
With the Delay cancellation per policy feature, carriers can provide insureds additional time to pay an outstanding balance without extending the length of coverage.
BriteQuote event: bc.quote.renewal_created
This event is emitted when an asynchronous renewal is processed successfully.
Convert policies at renewal
Clients can manually convert policies from a legacy system to BriteCore when a policy is due for renewal. Only users with the Administrator role have the ability to manually convert policies at renewal.
Show primary property
With the show-primary-property advanced setting, clients can designate a primary property on a multi-property policy.
Set up timeline for Notice of Non-Renewal
In accordance with state regulations, clients can define the number of days prior to policy expiration that a Notice of Non-Renewal must be sent.
Content protection 101
This is an example post with protected content. Public-facing content The Lines module provides a dynamic interface for administrators to set up
Set up Claims email correspondence
Emails are sent by BriteCore or a user. BriteCore can send emails to agents/agencies, claims adjusters, claims supervisors, and staff. Users can send emails to any recipient.
Set up notifications for renewal failures
If a policy doesn’t automatically renew due to a processing error, BriteCore will send an email to designated recipients regarding the failed processing.
Set up renewal business notices
Explains how to set up renewal business notices
Auto renewal
By default, policies renew automatically in daycron based on a client’s renewal timeline configuration. With the advanced setting, auto_renewal, you can disable auto-renewals in daycron.
Endorsements overview
An endorsement is an amendment or change to a policy. Within BriteCore, endorsements are also referred to as revisions.
Step 5 – Add a claimant in the Claims module
A claimant is either a first-party (named insured) claimant or a third-party claimant. When a claim is linked to a policy, the named insured on the policy is considered to be one of the claimants. The named insured will appear on the Contacts tab of the claim under Named Insured. If there are additional claimants associated with the claim, you can add them in the Claimant(s) section of a claim’s Contacts tab.
Set up endorsement summary deliverable
An Endorsement Summary provides an itemized list of changes made during an endorsement or revision.
Reopen an exposure
Exposures closed by mistake can be reopened. Litigation and requests for additional payments may also necessitate reopening an exposure.Â
Assign claims adjuster to the exposure
In addition to assigning a primary claims adjuster to a claim, you can assign (and re-assign) claims adjusters to the exposure.
Edit Exposure Loss Description
On the Details screen of an exposure file, you can add and edit the Exposure Loss Description.Â
Prevent creation of multiple open revisions simultaneously
With the prevent-creation-of-multiple-open-revisions-simultaneously advanced setting, you can prevent users from creating duplicate endorsements (revisions).
Add recovery payment from exposure file’s Accounting screen
When a recovery payment is received for an exposure, the payment information can be documented and tracked by creating a recovery receipt within the Exposure Accounting Summary screen.
Generate endorsement summary
With the generate_endorsement_summary advanced setting, you can enable or disable the automatic generation of the Endorsement Summary when an endorsement is committed.Â
Personally Identifiable Information removed from Aged Accounts Receivable reports
To keep information secure, the Social Security Number (SSN) and Date of Birth columns have been removed from the Aged Accounts Receivable report.
Attachments overview
The Attachments screen allows you to locate and manage files for a specific policy. The Attachments screen contains system- and user-generated folders and files.Â
Manage quoting suspensions
In BriteCore, administrators can add temporary suspensions on an agent’s or agency’s ability to bind a quote, submit an application, quote specific lines of business, or use straight-through processing. Administrators can also edit existing suspensions and delete suspensions.
BriteAPI Tutorial: Create and bind a quote
BriteQuote allows insurers to configure customized quoting and application workflows for targeted user experiences. BriteQuote is the API backend that stores quotes, risks, field answers, coverages, and premiums.
Review and next steps
You should have a solid understanding of the different parts of BriteLines and how they work together. To review what you have learned, you can go through the training again or revisit any of the topics.
Reinstate a policy
With BriteCore, you can reinstate a policy that has been canceled or has the status Cancellation Pending.
Start BriteLines training
In the BriteLines training, you will learn about each part of BriteLines and how they work together. The training pages contain links to documentation for specific tasks.
Initiate FNOL from a policy’s Overview screen
You can initiate an FNOL from a policy’s Overview screen.
Email policy information
You can email policy information to designated recipients from the policy header on a policy’s Overview screen.
View Declaration
You can access and view a policy’s declaration from the policy header on the Overview screen.
Configure LexisNexis Auto Data Prefill in BriteSuite
This tutorial walks you through implementing LexisNexis ADP in BriteCore if you want to write your own plugin. It can also help you understand how LexisNexis ADP integrates with BriteSuite.
Rate Preview
In Rate Preview, you can create scenarios to test, validate, and preview rates directly in BriteLines.
Items
Items are the coverages, fees, and endorsement forms attached to risks. You can add three types of items: Coverages, fees, and endorsements.
Calculations
Calculations are single-line statements that return a numeric result.
Product versioning
In BriteLines, you can version products by effective date, allowing you to make changes to a product without affecting in-force policies. You can publish product versions into production based on a specific effective date.
Rating risks
BriteCore’s rating engine combines risk type details (fields, items, rate tables, and calculations) with quote details (risks, field answers, chosen items) to determine each item’s premium, limits, and deductible.
Data fields
Data fields (fields) define the data that may be collected to rate a risk. The provided values are used for collecting data; creating underwriting rules; and determining the premium, limit, and deductible values.
Rate tables
Rate tables store the data used to map inputs (data fields, other rate tables, or calculations) to outputs (a rate, factor, or anything else).
Lines of Business screen
In BriteLines, you can create new lines of business or edit existing lines. A line of business (LOB) is a classification of insurance business, such as auto, property, or liability. The Lines of Business screen contains all of the existing LOBs.
Products
In BriteLines, products are set up in a product hierarchy based on parent-child relationships, meaning the child inherits data and properties from the parent.
Risk Types
Risk Types are similar to primary exposure line items in classic Lines and contain data fields, rate tables, calculations, and items.
Policy Information
The Policy Information section displays the line’s Risk Types, which include data fields, rate tables, calculations, and items.
Line Overview screen
The Line Overview screen contains the Products and Policy information sections.
Underwriting rule effects added to the Agent Wizard’s Questions screen
We added underwriting rule effects functionality to the Questions screen of V2 Agent Wizard.
Configure LexisNexis C.L.U.E. in BriteSuite
This tutorial walks you through implementing LexisNexis C.L.U.E.in BriteCore if you want to write your own plugin. It also helps you understand how LexisNexis C.L.U.E.integrates with BriteSuite.
Cancel a policy
You can manually cancel a policy from the policy header of a policy’s Overview screen.
Add policy to a claim
Claims can exist without an associated policy in BriteClaims. When an FNOL is submitted without a policy, the resulting claim is tagged with the No Policy tag and the New claim status. The status of a claim without an associated policy can’t be changed from New to Open unless a policy is added to the claim.
Configure LexisNexis National Credit File in BriteSuite
This tutorial walks you through implementing LexisNexis Credit in BriteCore if you want to write your own plugin. It can also help you understand how LexisNexis Credit integrates with BriteSuite.
Assign BriteClaims access permissions
BriteClaims permissions are managed by two systems: BriteRules and BriteAccess. With BriteRules, permissions are based on user role and claim/exposure status. With BriteAccess, permissions are based only on user role. You can assign BriteClaims specific access permissions to a role in BriteAccess.
BriteClaims email notifications
In BriteClaims, specific events can trigger email notifications. When an event occurs, BriteClaims posts that event in BriteEvents. BriteEvents and BriteRules communicate and BriteRules determines if the event triggers an email notification. The email notification will be sent if the event triggers a notification.
Manage contacts: Agents, agencies, and insureds
Insurance companies require a contact management system that stores and updates information about any entity, business, or individual associated with
Rewrite a policy
You can rewrite a policy from the policy header of a policy’s Overview screen. When you rewrite a policy, you can choose to only rewrite the policy, or you can choose to cancel and then rewrite the policy. A new policy ID is assigned to the rewritten policy.
Quote flow overview
The quote flow is a series of steps that a user walks through to quote a policy for potential new business. In BritePolicies and BriteQuote, the quote flow can be customized for each carrier to meet the needs of its organization. In general, the quote flow will consist of screens that gather basic information about the policy and policy type, the named insured(s), additional interests, the risk(s), and the coverages included in the policy. Based on this information, a rate is calculated.
Add and manage claim assignments on the Parties screen
On the Parties screen of the claim file, you can add and manage claim assignments, such as Primary Adjuster, Claim Supervisor, Claim Manager, and Claim Assistant. The Claim Assignments section is the third and final section on the Parties screen.
BriteAPI Tutorial: Add and process payments in BriteCore
Important note on PCI DSS compliance: The Payment Card Industry Data Security Standard (PCI DSS) requires all companies that process,
Property integration vendors
BriteCore supports several property integrations, allowing you to add a variety of functionality.
Change policy’s renewal status to Non-Renew
You can change a policy’s renewal status to Non-Renew from the policy header of the policy’s Overview screen.
Renew a policy
You can renew a policy from the policy header of a policy’s Overview screen. You can choose to renew a policy with or without changes.
Commercial integration vendors
BriteCore supports several commercial integrations, allowing you to add a variety of functionality.
Policy History tab
The Policy History tab is the second tab on a policy’s Overview screen. The Policy History tab displays the history of transactions on a policy and a detailed list of changes that occur in each transaction.
Auto integration vendors
BriteCore supports several auto integrations, allowing you to add a variety of functionality.
Policy’s Overview tab
The first tab of a policy’s Overview screen is the Overview tab. The Overview tab provides a summary of the policy, including information about the insureds, the agency, billing, and premium.
Policy header overview
The policy header provides a snapshot of the policy and provides a list of actions you can initiate from the policy header. With the policy header, end users can quickly see which policy they are in.Â
Delay cancellation per policy
With the Delay cancellation per policy feature, users can delay the policy cancellation date to provide additional time to pay an outstanding balance without extending the effective date of cancellation. A balance must be billed before the user can delay the cancellation date, and the selected cancellation date must be both greater than the original cancellation date and greater than today’s date. When a user delays cancellation, the policy will cancel on the new cancellation date (unless payment is issued) but will use the original cancellation date as the effective cancellation date.
New settings and Documents screen web redesign
New settings and Documents screen web redesign details for BriteApps’s latest release.
Changes to Pending Commissions Payments screen
The Changes to Pending Commissions Payments screen feature impacts manual commission payments, manual adjustments, the Commission Payment Queue, and Agent Commission report(s).
Vehicle Details overview
The Vehicle Details screen contains additional information about the involved vehicle. Each involved vehicle will have a Vehicle Details screen. On this screen, you can manage vehicle information, occupants, damage information, fault information, and, for third-party vehicles, insurance information.
Add an injury
On the Injuries screen of a claim file, you can add additional injuries. When you add an injury, you must be able to add the injury to a party already associated with the claim. If the party isn’t associated with the claim, add the party first.
Underwriting screen
In the Provider Administrator portal, the Underwriting screen in the Quote wizard resembles the Underwriter screen in the Agent portal Quote wizard. Configuration of the Quote wizard and settings will determine if the Underwriting screen appears.
Configure LexisNexis MVR in BriteSuite
You can integrate BriteSuite policies with LexisNexis Motor Vehicle Records (MVR) to automate the method of requesting driving records from all 50 states and the District of Columbia, with additional service for several Canadian provinces and Puerto Rico.
LexisNexis MVR integration allows you to validate the motor vehicle history of potential customers during the quote flow. Automotive insurance providers, agents and underwriters can use the records to determine eligibility.
BritePolicies screen flow
The BritePolicies screen flow is a YAML configuration that provides clients with the ability to customize the policy information tabs and content. The screen flow reduces the need for scrolling and is designed to present information in a clean, read-only view. To edit any information within the policy screen flow, you must create an endorsement.
Configure SmartyStreets in BriteSuite
You can integrate BriteSuite policies with SmartyStreets to validate addresses and standardize them to USPS specifications. This also provides geocoding; geocoding refers to locations using latitude and longitude, which is more accurate than describing a location’s address with street names.
Policy status and revision state overview
Throughout the policy lifecycle, a policy’s status will change, as will a policy’s revision states. The policy status indicates the current phase of the lifecycle a policy is in, and the revision state indicates the phase of revision a policy is in.
Append policy term suffix to quote numbers
When enabled, the append-policy-term-suffix-to-quote-numbers advanced setting adds a policy term suffix to a policy number. The suffix indicates the term of the policy, beginning with -00 and increasing incrementally.
Stripe integration overview
Stripe is a third-party payment processing vendor. With the Stripe integration, you can use Stripe as a payment processing option in BriteCore.Â
Enable the clue file prefix advanced setting
By default, BriteCore gives all claim data files the same filename: clup_history_T_. The clue_file_prefix advanced setting allows clients to customize the filename of their claim data files.
Generate monthly claims reports
With the LexisNexis C.L.U.E. integration, you can generate monthly claims reports.
Add LexisNexis system tags
In BriteCore, you can tag line items with system tags. Then, you can use tagged line items in conjunction with BriteData to produce clean, powerful reports.
Step 6 – Submit
On the Submit screen, you can review all information entered for the policy and save or submit the policy.
Step 5 – Billing
On the Billing screen, you can determine if the first and future bills are paid separately, add payment information, and select the payment or billing schedule.
Step 4 – Rating
On the Rating screen, you can identify the coverages, items, limits, and deductibles that will be included in the policy, as well as provide additional information about the risk/property. The rate is determined by this information.
Step 3 – Risks
On the Risks screen, you can add property detail information, such as the physical location of the risk/property, images of the risk/property, loss history of the risk/property, and the risk/property mortgagee. The information provided can impact rating or the decision to approve the policy.Â
Step 2 – Contacts
On the Contacts screen, you can add contacts related to the policy, such as the named insured, agency, and additional interests. Depending on settings, additional contacts can be added.
Step 1 – Policy Setup
In the Quote wizard, you can create quotes for new business and you can migrate policies from a legacy system. The first screen you will complete in the Quote wizard is the Policy Setup screen. The following instructions apply to the default view of the Policy Setup screen. Depending on settings and configuration, your Policy Setup screen’s appearance may vary.
LexisNexis credit scoring integration overview
The LexisNexis National Credit File (NCF) integration provides online consumer credit reports to insurance carriers. An applicant’s financial history can be considered as part of assessing risk for quoting and underwriting purposes.
LexisNexis C.L.U.E. integration overview
The LexisNexis C.L.U.E. (Comprehensive Loss Underwriting Exchange) integration provides property and casualty underwriters with valuable information.
Vehicles overview
Vehicles can be added and managed within the Vehicles screen of a claim. Vehicles added during the FNOL automatically populate the Vehicles screen. You can also add additional insured vehicles, unlisted vehicles of the insured, and claimant vehicles.
Integrations overview
BriteCore has a thriving ecosystem of innovative partners, and we constantly expand our partnerships to bring new value to the BriteCore community. BriteCore integrates with third-party software from a number of vendors to expand beyond its existing features and provide value-added services, allowing clients to easily and reliably connect to a wide variety of solutions.
Step 8 – Submit claim
When you’re finished adding information in the Injuries screen, you have completed the FNOL workflow. If you’re satisfied with the entries you made throughout the FNOL workflow, navigate to the bottom of the Injuries screen and select Submit.
Step 4 – Vehicles
For personal auto, the next step in completing the FNOL is to complete the Vehicles screen. On the Vehicles screen, you can add the vehicle(s) involved in the loss event, the owners of the vehicles, the passengers of the vehicles, vehicle information, and damage information.
Invoice Cloud setup
Invoice Cloud is a payment portal that integrates with BriteCore to offer electronic payments, AutoPay, bill presentment, and billing details.
Step 3 – Loss Details
The next step in the FNOL process is to complete the Loss Details screen. On the Loss Details screen, you can add information about the loss description, type of loss, loss location, and onsite services. This step is specific to the line of business or product.Â
Step 1 – Policy Search
The first step in the FNOL process is to identify the policy the loss event is being filed against. If you don’t have policy information, you can continue the FNOL workflow without attaching a policy to the FNOL. To access the Policy Search screen of the FNOL process, select + New FNOL on the FNOL Drafts screen or select + New Claim on the Claims Home screen.
Configure Google Maps in BriteSuite
This tutorial walks you through implementing GoogleMaps in BriteCore if you wish to write your own plugin. It can also serve as a reference to understand how GoogleMaps integrates with BriteSuites.
Configuration questionnaires for implementation
Configuration questionnaires for implementation.
Classic Quotes overview
The Quote wizard provides a dynamic interface for agents and internal staff to generate policy estimates based on risk locations, rating details, product lines, and individual carrier risk tolerances. Carriers can configure each screen, from collecting contact details, answering initial questions, and completing rating information, to submitting an application, evaluating underwriting metrics, and completing final processing. The Quote wizard can be accessed from the Agent portal and the Provider Administrator portal.
BriteAPI Tutorial: Create and bind a quote – New
BriteQuote allows insurers to configure customized quoting and application workflows for targeted user experiences. BriteQuote is the API backend that stores quotes, risks, field answers, coverages, and premiums.
Remove underwriting questions
If you no longer want an underwriting question for an effective date or specific policy type, you can remove it.
Add underwriting questions to a policy type
In classic Lines, you can add Yes/No underwriting questions to a specific policy type.
Void refund payments
With the void_refund_payments advanced setting, you can display or hide the Void button on return premium entries in the Account History table on the Accounts Receivable screen.
Manage adjuster groups and user roles
When you assign an adjuster, you must search for an adjuster or select an adjuster from a menu of names. BriteClaims users who belong to the Adjuster group are available to be assigned as an adjuster.
Add underwriting questions to an effective date
In classic Lines, you can add Yes/No underwriting questions to an effective date. Adding an underwriting question to an effective date applies it to all of the policy types with that effective date.
How quotes are set up in BriteCore
An overview on how quotes are set up in BriteCore.
Enable LexisNexis credit score reports for international addresses
BriteCore sends LexisNexis conditional data based upon whether the contact is a person or business and if the contact is within the United States. The allow-credit-score-report-for-international-address advanced setting allows you to retrieve credit scores for international addresses.Â
Send conditional credit scoring data to LexisNexis
BriteCore sends LexisNexis conditional data based upon whether the contact is a person or business and if the contact is within the United States. The required fields Name, Risk Address, and DOB are sent to LexisNexis.
LexisNexis FIRSt setup
In BriteSuite, LexisNexis® Financial Institution Reporting System (FIRSt) sends updated personal auto policy information to the appropriate lienholder(s). FIRSt sends updated policy data from BriteCore to LexisNexis, where it is distributed to the lienholders.
LexisNexis credit scoring setup
LexisNexis’s National Credit File (NCF) provides online consumer credit reports to insurance carriers. An applicant’s financial history can be considered as part of assessing risk for quoting and underwriting purposes. NCF supports a common inquiry and results format for credit information obtained from the three major credit bureaus.
LexisNexis FIRSt integration overview
The LexisNexis® Financial Institution Reporting System (FIRSt) solution provides loss payee notification distribution services, helping clients conduct important business processes that support compliance requirements, such as notifying automobile finance companies, auto leasing companies, and mortgage lenders about changes to insurance policies.
Enable the optional SSN setting for LexisNexis
BriteCore sends LexisNexis conditional data based upon whether the contact is a person or business and if the contact is within the United States. The lexis-nexis-credit-score-report-requires-ssn advanced setting allows you to determine if the SSN is necessary to retrieve a credit score from LexisNexis.
Set up and generate an Adverse Action Letter (Insurance Scoring Notification)
The Fair Credit Reporting Act requires an Adverse Action Letter be sent to insureds whose insurance coverage is adversely affected as a result of the information in their credit report.
Data fields overview
Data fields define the data that may be collected to rate a risk. The provided values are used for collecting data; creating underwriting rules; and determining the premium, limit, and deductible values.
BriteSuite permissions by product line
Classic BriteCore allows you to control which agencies can write each line of business (LOB) or product that is active on their site. We extended this capability to BriteLines products and classic Lines LOBs for clients using classic BriteCore, BriteSuite, or a combination of both.
Product settings
Product settings are configurable settings that apply across all of the products within a given hierarchy.
BriteLines – Product Export improvements
The product template download process now runs asynchronously, reducing the time it takes to export a product template. Since product exports won’t time out, users can initiate an export, leave the page, and return later. The new Product Exports page displays exported products.
Classic quote wizard configuration guide
This guide walks you through the classic quote wizard configuration.
Data field validators
BriteLines provides field validators that you can define when creating a field. Field validators ensure that data entered while creating a quote matches the expected pattern.
Pro-rata premium calculations
When a premium-bearing change is made to a policy mid-term, affected items must prorate the premium against the term.
Calculation variables
BriteCore’s rating engine provides several variables you can use in your calculations.
Write calculations
In BriteLines, you can write calculations, which are single-line statements that return a numeric result.
Commission reports
BriteCore offers four out-of-the-box reports pertaining to commissions as summarized in the table below. Reports are accessed in the Reports module.
Calculation functions
BriteCore’s rating engine provides several functions you can use in your calculations.
Classic BriteCore environment setup guide
This guide walks SI partners through setting up the classic BriteCore platform. The classic BriteCore platform is built to be highly configurable out of the box. However, there are some limitations for SI partners. In this guide, we will discuss the limitations and identify ways to work around them to bolster the partnership experience.
Access payments in the Payment Log
On the Payment Log screen, you can use the filters to view payments received for either all policies within a specific date range or a named insured within a specific date range.
Introducing LexisNexis FIRSt integration with BriteSuites services
Introducing the LexisNexis Financial Institution Report System (FIRSt) integration. Carriers using BriteCore’s BriteSuite services can now integrate LexisNexis FIRSt for Personal Auto policies.
Make a payment to rescind a policy pending cancellation
You can rescind a policy with the Cancellation Pending Non-Payment of Premium status by making a payment to bring the account current.
Transfer prior term debits and credits to a renewal term
When BriteCore automatically renews policies, it won’t transfer outstanding debits to the renewal term, but it will transfer outstanding credits to the renewal term on the renewal effective date.
Changes to Pending Commissions Payments screen
With this feature, you will be able to make manual commission adjustments on all commissionable policies per agent or agency for the most recent month, until the Commissions Payment Queue is cleared or processed. You will be able to make multiple adjustments, positive or negative, per agent or agency at one time. If manual commission adjustments are made, you will be able to regenerate an Agent Commission Report from the Pending Commissions Payments screen, and the Agent Commission Report will reflect the manual adjustment change.
Don’t allow PO Box as risk address
With the feature Don’t allow PO Box as risk address, you can’t add a PO box as a risk address or change a risk address to a PO box.
Delete return premium
You can delete a return premium from the Return Premium queue.
Transfer return premium
You can transfer return premium from one policy to another.
Edit return premium
From the return premium queue, you can edit who the return premium will be issued to.
Upload CSV to Commission Payment Queue
If commission payments aren’t automatically pulled into the Commission Payment Queue, you will need to upload a .csv of commission payments before you can process the commission payments.
Access Electronic Payment Report
The Electronic Payment Report contains all electronic payments made on a specified date.
View policy information from the Payment Log
In the Payment Log, you can view details about payments made within a specified date range. You can also view information about the policies that payments are issued on.Â
Search and filter the Payment Log
You can locate specific payments or narrow the Payment Log results by using the search and/or filter functions. The Filter From and Filter To boxes must be filled in, but entering search criteria is optional.
Payment Log overview
The Payment Log, accessed in the Provider Administrator portal, contains information about payments made on premium.
Access Sweep Report
You can access the Sweep Report from the Schedule Sweep screen of the Payments module. The Sweep Report can contain information about all sweep payments made within a designated date range by agents or agencies associated with the insurance carrier. The Sweep Report can also be configured to provide more limited information by allowing the agent or agency running the sweep report to view only the sweep payments made by that agent or agency.Â
Access Detailed Transaction Report
You can access the Detailed Transaction Report from the Schedule Sweep screen of the Payments module.
Manage the Sweep Queue
In the Sweep Queue of the Payments module, you can remove and submit payments.
Submit a sweep payment
In the Agent portal, you can submit manual payments through Agent Sweep. Depending on settings, Agent Sweep allows you to add single or multiple payments to the Sweep Queue.
Accounts Receivable overview – Agent portal
The Accounts Receivable screen in the Agent portal displays the policy header, the Billing Overview tab, and the Billing Setup tab. Information for a specific policy is organized between the two tabs: Billing Overview and Billing Setup.
Manage convenience fees with Invoice Cloud
With the Invoice Cloud integration, you can add a convenience fee for ACH and credit card payments. You can add, edit, or remove the fees at any time.
Change payment methods on an existing policy
Policyholders can pay their premium manually or automatically.
Make a down payment with a credit card
Agents can make a down payment with a credit card on the initial invoice in the Policies module.
Make an ACH down payment
Agents can make an ACH down payment on the initial invoice in the Policies module.
Invoice Cloud integration functionality
In BriteCore, the Invoice Cloud integration provides functionality for making and managing payments.
Enable Invoice Cloud
After setting up the Invoice Cloud integration on the Vendors screen, you need to enable the use-v2 advanced setting for the integration to function.
Invoice Cloud overview
Invoice Cloud is a secure electronic bill presentment and payment solution that administrators, agents, and customers can use. Administrators and agents will use Invoice Cloud only as a payment processor, but customers will use it for the entire electronic billing experience.
Updates to the Policyholder and Provider Administrator portals and web redesign
Latest release notes for BriteApps.
Don’t allow null Loss Date
With the Don’t allow null Loss Date feature, users in the Provider Administrator portal won’t be able to change a claim’s status to Open if the Loss Date isn’t entered for the claim.
Make an ACH payment
In the Policies module, agents can make an ACH payment on a policy.
Make a credit card payment
In the Policies module, agents can use a credit card to make a payment on a policy.
Manage the Daily Cash Receipt deposit list
When manual payments are made on a policy and you add these payments on the Daily Cash Receipt screen, the payments populate in the deposit list. From the deposit list, you can view policy information, access a policy’s Accounts Receivable screen, remove a payment, and process the deposit receipt.
Submit a manual payment
In the Provider Administrator portal, you can submit manual payments on the Daily Cash Receipt screen.
Make a payment
You can initiate payments on single policies or on policy groups from the Accounts Receivable screen in both the Provider Administrator and Agent portals.Â
Edit the initial bill contact
By default, the Initial Bill Contact section populates with the information selected in the Recurring Billing Section. You can’t edit the Initial Bill Contact section unless you choose to send the initial bill to a different contact.
Set up the recurring billing contact
You can set up recurring billing for a policy on the Billing Setup tab of the Accounts Receivable screen.
View future invoices
By default, you can view current and previous invoices, but not future invoices, in the Account History table of the Accounts Receivable screen. BriteCore provides functionality so you can view future invoices in the Account History table.
View revision history
You can view the revision history of a policy from the Accounts Receivable screen in both the Provider Administrator portal and Agent portals.Â
Write off custom fee
On the Accounts Receivable screen, you can write off custom fees billed to a policy.
View installment schedule
You can view and open the installment schedule from two separate locations on the Billing Overview tab of the Accounts Receivable screen. The Installment Schedule link appears in the Balance Details section and the Account History section.Â
View and access claim information from Accounts Receivable screen
You can view the total number of claims filed against a policy, view an overview of claim information, and access a claim from the policy’s Accounts Receivable screen. The Claims field can be found in the Policy Details section of the Billing Overview tab.Â
Manage non-pays
The Total Non-Pay(s) field captures the total number of non-pays on a policy. You can find the Total Non-Pays field in the Policy Details section of the Billing Overview tab on the Accounts Receivable screen. The number included in the Total Non-Pay(s) field includes any legacy non-pays manually added.Â
Access linked policies
When you link policies together to form a policy group, you can access a linked policy in the policy group from another linked policy in the same policy group. You can access linked policies from the policy header on the Overview screens or from the policy header on the Accounts Receivable screen.Â
View contact information from the Accounts Receivable screen
In the Provider Administrator portal, you can view and access contact information from a policy’s Accounts Receivable screen.
Supported AWS services
BriteCore’s cloud-native platform is designed for easy access from any internet-capable device, efficient management and support, excellent performance and scalability, and resilience in the face of business disruptions.
FNOL Drafts overview
The FNOL Drafts screen provides the ability to create a new FNOL and filter the FNOL Drafts list to easily locate the draft you want to access. The FNOL Drafts screen also displays a list of all FNOL drafts with details about each loss.Â
Policy Lifecycle – Expiration settings
Once you select your state and Lifecycle Parameters, you can configure the Reinstatement settings.
Policy Lifecycle – Reinstatement settings
Once you select your state and Lifecycle Parameters, you can configure the Reinstatement settings.
Policy Lifecycle – Continuation setting
Once you select your state and Lifecycle Parameters, you can configure the Continuation setting.
Policy Lifecycle – Non-Renew settings
Once you select your state and Lifecycle Parameters, you can configure the Non-Renew settings.
Policies Contacts settings
Configure Contacts in the Policies module settings.
Policies options setting: Disable Notes Edit
With the Disable Notes Edit setting, you can establish a time limit for editing a note after it’s created.
Policy Lifecycle – Cancellation settings
Once you select your state and Lifecycle Parameters, you can configure the Cancellation settings.
Vendor integration GitHub resources
The links on this page are internal-only resources. You must have the proper login credentials to access the links on this page.Â
Show previous credits and debits
A setting allows staff (Provider Administrator portal) and agents (Agent portal) to view a previous term’s credit or debit in the Account History table of a policy’s Accounts Receivable screen.
Display revision history ar agent
With the advanced setting display_revision_history_ar_agent, you can display or hide the Show Revision History link in the Agent portal.
Display revision history ar
With the advanced setting display_revision_history_ar, you can display or hide the Show Revision History link in the Provider Administrator portal.
Policy Lifecycle – Non-pay settings
Once you select your state and Lifecycle Parameters, you can configure the Non-Pay settings.
Remove namespaces and tags
After you add namespaces or tags to a rule, you can remove them.
Policy Lifecycle – Payment settings
Once you select your state and Lifecycle Parameters, you can configure the Payment settings.
Add or edit a rule description
Each rule needs to have a description to articulate the rule’s purpose and function. If a rule doesn’t have a description, you can add one. If you need to change an existing rule description, you can edit it.
View STP templates
In BriteRules, a template is a predefined rule with a set of arguments that can be configured. If you want to see if any of the available STP templates fit your needs, you can view them in the Quoting Form Behavior project. Â
Enable Straight Through Processing (STP)
After you set up your STP rules, you need to enable the straight-through-processing advanced setting to turn on STP functionality.
Import a project
In BriteRules, you can export a project and then import it into another environment.
Export a project
In BriteRules, you can export a project with or without dependencies.
Manage rules effective dates
You can manage existing rules effective dates with the following actions: Edit, Publish, Revert to Draft (available only for published effective dates), and Create Deployable.
Deploy a rule to the master branch
Once you create a rule, you can deploy it to BriteCore’s master branch.
Create classic STP rules
In classic BriteCore, you have to write STP rules in Python code in the code repository. In BriteRules, you can create STP rules directly from the user interface.
Deploy project versions
In BriteRules, you can deploy an existing product package to a production site or a test site.
Create a deployable project version from an effective date
In BriteRules, deployable project versions are set up by effective dates and labeled by tags. If you want to deploy a project version based on a new effective date, you need to create a deployable project version based on the new effective date.
BriteRules overview
BriteRules integrates with multiple BriteCore products to create rules which automate system decisions. All rules use data from other products received via API calls.
Classic quoting templates
When creating a classic quoting rule in BriteRules, you will need to choose a template, which includes scope formula items and formula syntax.Â
Add a namespace to a rule
A namespace is a hierarchical definition that defines the context in which a rule is applied.
Assign a rule to a line of business
In BriteRules, you can assign a rule to a line of business by adding the line of business as a namespace.
Processing settings
You can set up Processing options under the Policies settings.
Attachments settings
You can select the Attachments options under Policies settings.
Set up policy lifecycle numbering
Policy numbering allows you to link a policy to a unique ID.
Accounts Receivable options
You can define policies term lengths by state and policy type.Â
Add new contact as a party – Individual
The Add
Make a payment from exposure file’s Accounting screen
You can issue payments on a claim from the exposure file’s Accounting screen. To issue a payment, reserves must first be set. See Set reserves from exposure. The amount of payment can’t exceed the remaining reserve amount.
Commit revisions
When BriteCore users finish modifying a policy revision, they can commit the revision and finalize the changes to the policy.
Policy Lifecycle – Billing Options settings
Once you have selected your state and Lifecycle Parameters, you can configure the Billing Options settings.
Set up voided return premium
Clients can display a Void button on return premiums that have been exported from BriteCore.
Set up minimum return premium threshold
When a policy is canceled and the amount of the return premium is above the defined minimum threshold, the amount will be moved automatically to the Return Premium Queue. If the return premium is below the defined minimum threshold, the return premium will remain on the policy.
Manually issue a return premium on a policy with a credit
You can manually issue return premiums on a policy with a credit.
DayCron/Nightly processing
Cron is a software utility in Unix-like computer operating systems that automatically schedules time-based jobs. BriteCore’s DayCron script is executed on every live site’s Leader node around midnight every day. This document provides a summary of the nightly processing details in BriteCore.
Asynchronous revisions
With the new Asynchronous revisions feature, users who process renewal revisions can process a manual renewal revision as a background job, and agents can process new business as a background job.
Policy Lifecycle – Billing Schedules settings
Once you have configured the Billing Options settings, you can set up your billing schedules.
Policy Lifecycle – Get started
When setting up the Policy Lifecycle, you will need to configure the settings in the following sections: Choose a State, Lifecycle Parameters, Billing, Payment, Non-Pay, Cancellation, Non-Renew, Continuation, Reinstatement, and Expiration.
Policy Lifecycle – Write-Off Reasons
Once you set up your billing schedules, you can add the write-off reasons you want to provide as options.
Choose a State and Lifecycle Parameters
To begin setting up the Policy Lifecycle, you need to configure the following sections: Choose a State and Lifecycle Parameters.
Issue a return premium on a policy without a credit
You can issue a return premium on a policy without a credit using Support Tools.Â
Export return premiums
Return premiums are exported from a central queue and can be exported to any vendor of a client’s choosing, including QuickBooks and Intaact.
BriteRules Projects overview
In BriteRules, Projects are groups of rules for a particular process.
Create a rules effective date
Effective dates for rules serve as historical records of changes over time. An effective date ties a rule to a particular date in time.
Manage negative commissions
Negative commissions occur when the sum of all monthly transactions for an agency net to less than $0.
Google Maps and SmartyStreets integrations
Currently, BriteSuite isn’t integrated with geocoding services. To change that, we have added two new vendor integration services: GoogleMaps and SmartyStreets.
Resend a commission report (statement)
You can resend commission reports (statements) after they have been emailed or mailed.
Pay monthly and contingent commissions electronically
Monthly and contingent commissions can be paid electronically or manually.
Policies settings – CAT Data
In BriteCore, Policies has the following module-specific setting: CAT Data Model.
BriteCore design system
Our Design team ensures BriteCore’s complex workflows are easy to understand and use. The BriteCore design system site provides an in-depth look at what goes into designing BritreCore’s products.
Issue a Negative Commission Report (statement)
When an agency has a negative commission balance, the agency will need to be informed so the negative balance can be addressed. An agency is informed about the negative commission balance through the Negative Commission Report (statement). Â
Enter manual adjustments
Manual adjustments are for entering a payment received from an agency against a negative balance.
Display revision history on the Accounts Receivable screen
Settings allow staff in the Provider Administrator portal and agents in the Agent portal to view the revision history on a policy to match endorsements to the policy’s billing history.
Show change of address all invoices
With the advanced setting show-change-of-address-all-invoices, you can choose to include the Change of Address form on installment, equity, amended, and cancellation statements (invoices) or you can include the Change of Address form on all statement types, including initial and renewal statements (invoices).Â
Cancel invoice bill for
The cancel_invoice_bill_for advanced setting allows you to configure the type of premium you want the Cancellation Billing Statement to bill for: adjusted, earned, or unearned.Â
Commissions overview
Commission is the compensation due to an agent or agency in exchange for the development of new business or maintenance of existing business. A commission can be paid in one of two ways: paid on written premium or paid on paid premium.
Use wizard
With the Billing advanced setting use-wizard, you can use the new policy wizard in BriteCore.
Gen3 agent accounts receivable page
With the Billing advanced setting gen3-agent-accounts-receivable-page, you can display the new Accounts Receivable screen if this setting is enabled.
Agent portal setup overview
To set up the Agent portal, complete the following processes: enable the BriteQuote Policy Wizard, configure the Agent portal settings, add Agent Dashboard text, and turn on the Agency Dashboard.
Turn on the Agency Dashboard
Once you have enabled the BriteQuote Policy Wizard and configured the Agent portal, you need to turn on the Agency Dashboard.
Enable the BriteQuote Policy Wizard
Before you can configure the Agent portal, you must enable the BriteQuote Policy Wizard through the use-wizard advanced setting.
Un/Underinsured Motorist policy limits
If a third-party claimant is uninsured or underinsured, you can set reserves and manage payments based on the established uninsured/underinsured coverages.
Allow agents to make agency payments
With the advanced setting allow-agents-to-make-agency-payments, clients can enable all agents associated with an agency to make payments using the agency’s sweep account, whether or not an agency is listed as an agent’s primary agency.Â
Agent portal module-specific settings overview
In BriteCore, the Agent portal has the following module-specific settings sections: Payment, Binding Authority, Options, Terms, BriteQuote Suspensions, and Agent Dashboard Text.
Agent portal – Options settings
In BriteCore’s settings, you can configure the Agent portal to suit your needs. In the Options settings section, you can select a variety of settings to customize the Agent portal setup.
Agent portal – Terms and BriteQuote Suspensions
In BriteCore’s settings, you can configure the Agent portal to suit your needs. In the Terms settings section, you can select policy term lengths. In the BriteQuote Suspensions settings section, you can set up BriteQuote suspensions.
Agent portal – Binding Authority settings
In BriteCore’s settings, you can configure the Agent portal to suit your needs. In the Binding Authority settings section, you can select how you want to handle unbound applications.
Agent portal – Payment settings
In BriteCore’s settings, you can configure the Agent portal to suit your needs. In the Payment settings section, you can select what an agent must include when submitting a policy and any exclusions that apply.
Policies module-specific settings overview
In BriteCore, the Policies module has the following categories of module-specific settings: Policy Lifecycle, Options, Contacts, Policy Numbers, Terms, CAT Data, Fees, Accounts Receivable, Processing, and Attachments.
Agent portal: New Accounts Receivable screen
The Agent portal now displays a new version of the Accounts Receivable screen. The Agent portal Accounts Receivable screen update is consistent with recent Accounts Receivable updates in the Provider Administrator portal. The new Accounts Receivable screen provides additional features, enhanced usability, and a modern look.
Renewal line item utility
In quotes, the renewal line item utility removes the manual process required to add or change a coverage that is applicable to all policies during renewal. The utility reduces efforts to manually locate and update all of the policies from requesting agencies.
Turn off Protection Class lookup at renewal
Currently, the fire protection class lookup is based only on whether or not the vendor is enabled. We created an advanced setting that allows you to turn off Protection Class calls at renewal.
Add an underwriting rule for renewal only
You can create underwriting rules for renewal only that allow users to add new coverages and change existing coverage limits during the automatic renewal process. When the rule is triggered, the change will always be effective based on the effective date of the new term.
BriteCore’s release schedule and processes
A description of BriteCore’s Release Schedules and Processes.
Enable new policy search
With the Policies advanced setting policy-go-to, you can set access to policy at the agent or agency level.
Policy go to
With the Policies advanced setting policy-go-to, you can set access to policy at the agent or agency level.
Manage Cancellation Billing Statements
Several settings impact billing statements. Many settings directly impact the Cancellation Billing Statement.
Set up new business payments
Payment and billing requirements for policy applications are managed within Settings > Modules > Agent Portal.
Set up billing statements (invoices)
Throughout the course of business, you can use various billing statement types. You can set up and customize your billing statements with BriteCore.Â
Send commission reports (statements)
Commission reports are generated at the beginning of each month and capture the commission earned for the previous month’s business. Commission reports can be sent electronically or by mail.
Account information overview
Overview of the account information screen.
Allow commit revision at old led
With the Policies advanced setting allow-commit-revision-at-old-led, you can choose to allow old lines effective date policy revisions.Â
Lines settings – Policy Annual Premium Rounding
In BriteCore, Lines has the following module-specific settings under Policy Annual Premium Rounding: None, Round Policy Annual Premium to the Nearest Dollar, and Round Policy Annual Premium Up to the Nearest Dollar.
Lines settings – Persistent Builder Options
In BriteCore, Lines has the following module-specific settings under Persistent Builder Options: Exclude Supplemental Questions and Derive deductible selection when previous selection is removed.
Lines module-specific settings overview
In BriteCore, the Lines module has the following categories of module-specific settings: Options, Persistent Builder Options, and Policy Annual Premium Rounding.
Lines settings – Options
In BriteCore, Lines has the following module-specific setting: Blank Category Default.
Module-specific settings overview
In BriteCore’s Settings module, you can access module-specific settings for the following modules: Contacts, Lines, Policies, Claims, and Agent portal.
Revert to Inherited
All entities with an Overridden inheritance status can re-establish the inheritance connection with the parent product, meaning the data will be updated to be the same as the parent product.
Product inheritance overview
Models can share common definition ancestors through product inheritance.
Product versioning overview
In BriteLines, you can version products by effective date, allowing you to make changes to a product without affecting in-force policies.
View archived product versions
Once you archive a product version, it no longer displays in the version dropdown list, but you can still view it.
Enable carrying a payment method across policy terms
By default, changes made to a previous policy term’s payment method and/or billing schedule don’t carry over to the next policy term. To enable carrying forward the changes made to the payment method and/or billing schedule, use the store-pay-method-across-terms advanced setting.Â
Agency portal: Application submission status
The Application submission status feature allows clients to provide more than one unbound option for an agent to choose from when the agent submits an unbound application. The unbound options are customizable and can clarify why the application is submitted unbound and if payment is required.
BriteApps: Web version redesign and Provider Administrator and Policyholder portal updates
BriteApps: Web version redesign and Provider Administrator and Policyholder Portal updates.
Risk name templates overview
You can use risk name templates to give a risk an easier-to-read name.
Supported web browsers
BriteCore supports the following web browsers: Chrome, Firefox, and Safari.
Use unbound options
The use-unbound-options advanced setting can be used to display multiple unbound options on the Submit screen of an application/quote in the Quote wizard.
Risk querying
Sometimes, in calculations, we need to perform some complex operations, such as making decisions by looking into all child risks, returning the sum of bodilyInjury premium across all child risks, or finding out how many child risks exist for a given risk.
Risk type hierarchy
Risk type hierarchy is based on nested parent-child relationships.
Allow auto-payments on any amount
Clients may choose to use the billing threshold for policies that use manual or one-time electronic payments and not for policies set up on auto-pay. The Always Bill Auto Pay setting allows clients to override the Do Not Issue a Bill If the Amount Due is Less Than setting for policies set up on auto-pay.
Track check numbers
Return Premium check numbers can be counted incrementally starting from 0.
Rate table sorting
You can sort rate table columns in ascending or descending order.
Rate tables overview
Rate tables store the data used to map inputs (data fields, other rate tables, or calculations) to outputs (a rate, factor, or anything else).
Rate table sources
Rate table sources are the inputs that are used to make the rate table resolve to a single value.
Rate table default values
When a rate table can’t be resolved due to missing references, BriteCore uses the default value.
Tiers and resolution types
Tiers and resolution types allow you to provide explicit resolution instructions to rate table sources.
Automatically populate rate table data
You can use rate table sources to automatically populate a rate table with its possible options
Item limits
Items can have multiple limits, each with one of the following types: per risk, per occurrence, or policy aggregate.
Track major minor claims
The Track Major/Minor Claims setting in Settings > Modules > Claims controls whether or not the Major/Minor Claims box appears in Policies > Processing and whether or not the Major/Minor Claims section appears under Loss History in the Property tab of a policy.
Manual adjustments for payments
Manual adjustments occur when a payment is issued on an incorrect L1/L2 reserve category.
Manual adjustments for recovery receipts
Manual adjustments for recovery receipts occur when a recovery receipt is issued on an incorrect L1/L2 reserve category.
Days to delay printing auto return premium deliverable
Administrators can enable the days-to-delay-printing-auto-rp-deliverable advanced setting to delay printing the Return Premium Notice by a defined number of business days.
Days in credit
Administrators can define the number of days a credit remains on a policy until it is automatically moved to the Return Premium Queue by enabling the days_in_credit advanced setting.
Credit threshold
Administrators can define the return premium threshold by enabling the credit_threshold advanced setting.
Generate return premium
To process return premiums automatically, administrators must first enable the generate_return_premium advanced setting.
Automatic return premiums setup
Administrators can automate return premium processing by enabling and updating advanced settings.
Make non-required rating fields optional
If any data fields are displayed aren’t not required for rating, you can make them optional.
Data field formats
Data field formats serve several purposes, helping you create, display, and reference data fields.
Preformatted data fields
When adding a data field to a risk type, you can choose from several different types of preformatted data fields.
Data field type configuration options
Each data field type has different configuration options, which can determine which type will meet your needs.
Option Selection overview
An Option Selection data field’s value is selected from a list of options.
Use a risk type as an Option Selection source
Option Selection fields can use risks from other risk types as their data source.
Items overview
Items are the coverages, fees, and endorsement forms attached to risks.
View policy information from the Enrolled Users dashboard
You can view a specific enrolled user’s policy information from the Enrolled Users dashboard.
Risk types overview
Risk types are collections of data fields, coverages, and rating logic that model a real-world entity like a vehicle, home, or person.Â
Mutual Boiler Re integration overview
Mutual Boiler Re (MBRe), an FM Global Group member, is a mutual equipment breakdown reinsurer that provides a reinsurance solution for commercial, homeowners, farmowners, and service line coverages.
Default tester email
With the default_tester_email advanced setting in the admin-alerts section, an administrator can set the default email address to which BriteCore will send emails and alerts. This setting affects test site behavior only; test sites don’t typically send emails or alerts.
Set up claim number (v2)
With the number-engine-version advanced setting, you can turn on claim numbering version 2 (v2), which customize how your claim numbers are written.
Nightly processing
With the Policies advanced setting nightly-processing you can choose to manually or automatically process InsVista files and deliverables located in Policies > Processing.Â
OFAC Financial Anti-Terrorism Cross-Reference setup
The Financial Anti-Terrorism Cross-Reference allows clients to verify contact names in BriteCore against OFAC’s Specially Designated Nationals List of suspected terrorist names and aliases.
BriteDocs integration overview
BriteDocs serves as the deliverable rendering engine for the BriteCore ecosystem.
BriteDocs setup
To generate documents in BriteCore, you need to enable the BriteDocs integration.
OnBase setup
OnBase is a single enterprise information platform for managing content, processes, and cases. In BriteCore, you can export and import documents using an FTP server OnBase uses.
Generate notice of underwriting cancellation
The generate-notice-of-underwriting-cancellation advanced setting triggers BriteCore to automatically generate the Notice of Cancellation deliverable when a policy is canceled with the word Underwriting appearing under Cancellation Reason.
Add agency exceptions to an underwriting rule
You can use underwriting rules to restrict certain combinations of options across all of BriteCore or BriteQuote. If you need to either tighten or loosen rules for particular agencies, you can use the Agency Exception option.
Multi-policy discount
A multi-policy discount can be applied when an insured has two or more active policies. Linking these policies allows BriteCore to track multi-policy discount eligibility. Checks for multi-policy discount eligibility are performed during the renewal of a policy.
Set up billing fees
BriteCore provides a variety of billing fees you can establish and set up for your company.Â
Set up billing for new and renewal business in the Policy Lifecycle
Via settings, clients can set up billing scenarios that meet their business needs.
Set up rejected return premiums
When generating return premiums, administrators can opt to reject return premiums, regardless of the return premium generation process (manual or automatic).
Filter and search the pre-processing payments list
In the Pre-Processing tab of the Payment Processing screen, you can locate payments you want to add to a batch by filtering the payments list by specific criteria. In the future, you will also be able to search for payments.Â
Manage claim and exposure tags
Claim and exposure status tags are created and managed within the Tag Maintenance screen under System Admin. Tags are used to provide additional information about the claim or exposure file, similar to the various statuses used in Classic Claims.
Manage rules for BriteClaims
Rules created for roles plus claim/exposure status are established and managed in BriteRules. System Administrators have the ability to manage BriteClaims rules in BriteRules.
Establish user roles for BriteClaims
Roles, claim/exposure status, and associated permissions determine what a user can view and access in BriteClaims. Before users can access BriteClaims, you must set up roles, set up users, and include users.
BriteClaims: Permissions overview
In the BriteClaims system, permissions determine the UI elements that users can view and access. Permissions are configurable and set up during implementation.
Update the Provider Administrator portal dashboard
Administrators can update the Provider Administrator portal dashboard in several ways.
Enable Google Drive
Google Drive offers cloud-based storage for your policy and claim files, which can be automatically retrieved, uploaded, and stored in BriteCore.
Set up additional geographical boundaries for rating
If clients set up additional geographical boundaries, they can rate based upon geographical location.
IVANS setup
IVANS Download automates the information exchange between BriteCore, the insurer’s policy administration system, and the insurer’s agency management system.
Hide calculation line items from the XML of the IVANS report
Calculation line items are typically used to facilitate complex calculations, so they don’t need to appear in the XML of the IVANS report. Administrators can filter calculation line items out of the report using the ivans-downloads-export-calculation-items advanced setting.
Add, edit, and archive notes – BriteClaims
The ability to add, edit, and archive notes depends on your user role and claim status. You can only add, edit, and archive a note when you access the Notes section from an FNOL, a claim file, or an exposure file. You can’t add, edit, or archive a note when you accessed the Notes section from the Claims Home screen.
Silvervine (Primoris) integration overview
Silvervine (Primoris) is an electronic payment processing service for the insurance industry.Â
Search and filter notes – BriteClaims
When you enter the Notes section from within the BriteClaims system, you will have the option to search for a note based on specific criteria and filter the notes list by specific criteria.Â
Silvervine FAQs
If you have questions about the Silvervine integration, check out the Silvervine FAQs.
Dropbox integration overview
Dropbox is a file hosting service that offers cloud storage, file synchronization, and client software.
Use Dropbox to print deliverables offsite
Using the Dropbox integration, you can print deliverables offsite.
Dropbox setup
Dropbox is a file hosting service that offers cloud storage, file synchronization, and client software. In BriteCore, the Dropbox integration is a disaster recovery solution in the event you must print your deliverables offsite.
Dropbox FAQs
If you have questions about the Dropbox integration, check out the Dropbox FAQs.
PNC Lockbox overview
PNC is a bank that provides financial services to BriteCore customers, such as PNC Lockbox. PNC Lockbox processes mail-in payments for carriers.
PNC Lockbox setup
PNC is a bank that provides financial services to BriteCore customers, such as PNC Lockbox. PNC Lockbox processes mail-in payments for carriers.
eDatabase setup
Since eDatabase is client-coded, the documentation is available only to clients with access. Clients with access can find the current documentation in the codebase.
BriteLines event: bc.lines.risk_type_sequence_deleted
This event emits when a risk type sequence is deleted.
BriteLines event: bc.lines.risk_type_sequence_updated
This event emits when a risk type sequence is updated.
BriteLines event: bc.lines.risk_type_sequence_created
This event emits when a risk type sequence is created.
BriteLines event: bc.lines.risk_type_deleted
This event emits when a risk type is deleted.
BriteLines event: bc.lines.risk_type_updated
This event emits when a risk type is updated.
BriteLines event: bc.lines.risk_type_created
This event emits when a risk type is created.
BriteLines event: bc.lines.product_settings_updated
This event emits when a Product’s setting is updated.Â
BriteLines event: bc.lines.product_deleted
This event emits when a Product is deleted.
BriteLines event: bc.lines.product_updated
This event emits when a Product is updated.
BriteLines event: bc.lines.product_created
This event emits when a Product is created.
ISO A-PLUS overview
The ISO A-PLUS integration provides property and casualty underwriters with valuable information. A-PLUS furnishes insurance companies’ property and liability claims data for evaluating property/casualty insurance underwriting.
Update to IVANS eDocs daily email
The IVANS eDocs service is intended to build and upload generated XML files to the IVANS servers. When using eDocs, you receive a daily IVANS-eDocs file uploaded email, which includes a file with PDF details and a transaction code. We have added additional fields so the data is similar to the IVANS Policy Download file.
BritePolicies event: bc.policies.policy_expired
This event emits when the policy has expired.
BritePolicies event: bc.policies.policy_cancellation_pending_rescinded
This event is emitted when the policy is no longer in cancellation pending, such as when a payment is made or the policy is manually reinstated.
BritePolicies event: bc.policies.policy_cancellation_pended
This event is emitted when the policy is set to cancel, but not actually canceled, such as when there is a late payment.
BritePolicies event: bc.policies.policy_rewritten
This event is emitted when the policy is rewritten.
BritePolicies event: bc.policies.policy_renewed
This event is emitted when the policy is renewed.
BritePolicies event: bc.policies.policy_reinstated
This event is emitted when the policy is reinstated.
BritePolicies event: bc.policies.policy_cancelled
This event emits when the policy is canceled. Cancellation means a coverage is no longer in effect.
BritePolicies event: bc.policies.policy_non_renewal_rescinded
This event is emitted when the policy is moved out of a non-renewal state and back to a renewal state.
BritePolicies event: bc.policies.policy_non_renewed
This event is emitted when the policy is set to non-renew.
BritePolicies event: bc.policies.policy_endorsed
This event is emitted when a new endorsement is created.
BritePolicies event: bc.policies.policy_created
BritePolicies emits events using BriteEvents in response to changes that occurred to policies in the system.
ISO Motor Vehicle Report (Verisk iiX) integration overview
iiX, a Verisk Analytics company, offers ISO Motor Vehicle Reports (MVR) service. The ISO MVRs are used to write auto property damage lines of business. MVRs provide information about drivers, such as age, license status, and previous incidents.
Claims Activity log
Claims adjusters, supervisors, and auditors want the ability to view the history of a claim to see how the claim evolved. The Claims Activity log provides a record of activity that occurs on a claim from FNOL to when the claim is closed.Â
Assign permission level after new user is created
Once you create a new user, you can manage the user’s permissions within BriteCore’s Contacts module and on the Permissions screen located in Settings > System Wide > Permissions.Â
Billing reports
BriteCore offers eight out-of-the-box reports pertaining to billing as summarized in the below table. The reports are accessed in the Reports module.Â
Payment reports
BriteCore offers four out-of-the-box reports pertaining to payments as summarized in the below table.
BriteAPI Tutorial: Endorse, renew, and cancel policy transactions (Classic)
BriteCore offers a fully headless policy administration system used to execute core processes such as rating, underwriting, binding, issuing, endorsing, canceling/rescinding cancelation, reinstating, and renewing policies.
This tutorial walks you through the Britecore Classic API endpoints handling policy transactional services to create your own policies dashboard.
Set up website redirects
There are instances in which the client may want to redirect customers from one screen to another.Â
Set up combined billing
If an insured has multiple policies, those policies can be linked. When policies are linked, a cover sheet will print providing an overview of the amount due across all policies.
Billing permissions
In the Provider Administrator portal, you can use the BriteCore permissions framework to make the Claims Accounting screen is read-only for selected roles and to remove all Delete buttons from all Policies Accounts Receivable records.
Set up printing options for Billing
A few settings allow clients to configure printing options for Billing.
Set up automatic assignment of billing schedules
Billing schedules will automatically update if the payment amount for an initial or renewal invoice is within the threshold(s).
Set up rewrite billing
When a policy is rewritten, billing activity isn’t automatically moved from the old policy to the rewritten policy. Settings exist to automate billing on rewrites.
Set up Minimum Earned Premium
Minimum Earned Premium (MEP), aka Minimum Retained Premium, is the smallest amount of money an insurance company is willing to accept for writing an insurance policy. A setting allows clients to define a minimum amount of earned premium.
Set up endorsement billing
A setting allows clients to control how billing behaves when a premium-bearing endorsement is performed.
Add reason for Premium Write-Off
To improve the audit trail, a Write-Off Premium reason box has been provided as a section beneath the write off amount box where the action is performed.
Keep a policy from entering non-pay or canceling
There are situations where you may want to keep a policy from entering pending cancellation for non-pay or from canceling.
Identify the payoff amount
Identifying the payoff amount will depend on whether or not the installment fees are billed or unbilled.
Flag a policy with a poor payment history
Flagging a policy for poor payment history is done via system tags, which have a default Poor Payment History tag.
Billing in BriteCore
Billing occurs at the individual policy level on a policy’s Accounts Receivables screen.
Functions for templates reference
Functions available to use in creating a template.
Validate commission changes after agency changes
When a policy undergoes an agency transfer, commission amounts for a policy could appear duplicated under some circumstances.
Understand commissionable action
When paying commissions on paid premium, the presence of a payment does not necessarily guarantee a commission payout. Because fees are not considered commissionable, the percentages of payments thought to be applied to fees can’t be considered commissionable either.
Set up check/cash/money order file uploads
Clients can upload files to the Daily Cash Receipts page. The files can originate from an on-site check scanning device or from the client’s bank.
StoneRiver FAQs
If you have questions about the StoneRiver integration, check out these StoneRiver FAQs.
Set up automatic return premium transfers on rewrites
Clients can automate the transfer of a return premium when a policy is rewritten.
Set up alert for payments not yet exported
When return premiums or claim payments are ready to be issued but have not been exported to a general ledger like QuickBooks from their respective queues, an email can be sent to designated recipients.
Issue return premium to the carrier
There are cases when a return premium must be issued to the carrier instead of the insured.
Return premium overview
In the Central Return Premium Queue, you can access all return premiums to be issued.
Commissions setup
In BriteCore, commission payments are issued to either agencies or agency groups and are paid on either paid or written premium.
Payables
BriteCore tracks three payables: claim payments, commission payments, and return premiums.
InsVista integration overview
InsVista is an electronic notification solution provider that manages lienholder and mortgagee notifications.Â
Send files with InsVista
With the InsVista integration, you can easily review, update, and send files.
Add an OCR code to a custom deliverable
How to add an OCR code to your custom deliverables.
Create a render.py jinja template
Tutorial to create a render.py jinja template.
e2Value integration overview
e2Value is an online property valuation solution focused on Insurance-to-Value (ITV) and collateral value monitoring.
Mutual Boiler Re setup
Mutual Boiler Re (MBRe) is a mutual equipment breakdown reinsurer that provides a reinsurance solution for commercial, home, farm, and service line coverage.
Components reference
Components reference for render.py jinja templates.
Create a new component
Explains how to create a new component for use in a render.py jinja template.
render.py jinja templates components overview
Overview of render.py jinja templates components.
Sweep report show all
An agent can view and print a Sweep Report that displays all sweep payments made by that agent. With the sweep-report-show-all advanced setting, an agent can view a print a Sweep Report, which displays all sweep payments submitted throughout the agency.
Suppress billing suggestion
With the suppress-billing-suggestion advanced setting enabled, an agent can submit a full premium sweep payment on a policy that isn’t set up on an annual billing schedule, without receiving a message that suggests the agent change the billing schedule.
Auto submit sweep queue
By default, when an agent adds a sweep payment to the Sweep Queue, the agent must select Submit Sweep to submit the sweep payment for processing. With the auto-submit-sweep-queue advanced setting, sweep payments added to the Sweep Queue will be processed automatically in overnight processing, without requiring agents to select the Submit Sweep button. With this advanced setting, you can also choose to set a grace period, which means a certain number of days, indicated by the grace period, must pass before the sweep payment will process in overnight processing. Â
Allow sweep payments in billing setup
With the allow-sweep-payments-in-billing-setup advanced setting, you can enable the Agency Sweep account to display as a Payment Method option in the Billing Setup tab of the Accounts Receivable screen.
Agent payment amount zeroed
With the agent-payment-amount-zeroed advanced setting, you can choose to zero the Amount field when an agent is entering a sweep payment on the Schedule Sweep screen. Changing the Amount field to zero forces the agent to enter the payment amount of the sweep payment.Â
render.py jinja templates overview
render.py is a standalone class for rendering context-aware HTML inside of BriteCore. It’s primary purpose is to enable developers to create better Jinja deliverable templates.
Get started with render.py Jinja templates
Get started with render.py Jinja templates.
Set up sweep payments
Agents can make sweep payments from the Payments module of the Agent portal. In the Payments module, you can make sweep payments from the Schedule Sweep screen. Staff can also complete sweep payments from the Accounts Receivable screen of a policy within the Provider Administrator portal.
Customize installment fee by payment method
BriteCore now provides the ability to customize installment fees by payment method in a billing schedule via the customize installment fee by payment method feature. Setting different installment fees per payment method, such as ACH, credit card, or manual/cash, can be used to incentivize customer enrollment in auto-pay. Previously, this was accomplished by creating multiple billing schedules.
Willis Towers Watson/e2Value Structure Insurance Score setup
You need to set up the Willis Towers Watson/e2Value Structure Insurance Score integration before you can use it to retrieve insurance scores.
Retrieve an insurance score with Willis Towers Watson/e2Value
You can use the Willis Towers Watson/e2Value Structure Insurance Score integration to retrieve insurance scores.
Willis Towers Watson/e2Value – Structure Insurance Score
The Willis Towers Watson’s Structure Insurance Score (SIS) integration provides a series of insurance scores. Administrators and agents who write homeowners insurance can use this integration to determine the score of an insured structure.
BriteApps: Payments redesign and Provider Administrator portal updates
Latest BriteApps release notes on Payments redesign and Provider Administrator portal dashboard updates.
Risk assessment vendor integrations
BriteCore integrates with various vendors that provide additional value-added services. Client relationships with vendors are independent of BriteCore.
LexisNexis credit tiers setup
Credit tiers determine how credit scores in specific ranges should be reported. You can define credit tiers by effective date, state, and policy type. You can add labels to credit tiers that will appear in place of the credit score, such as Poor or Excellent, and you can restrict credit tiers.
Riskmeter setup
RiskMeter allows underwriters and agents to determine the Distance-to-Shore, FEMA Flood Zones, State Windpool Eligibility, Storm Surge, and Distance-to-Fault lines (over 30 reports available) for any property in the United States.
LexisNexis C.L.U.E. setup
The LexisNexis C.L.U.E. (Comprehensive Loss Underwriting Exchange) integration provides property and casualty underwriters with valuable information. C.L.U.E. furnishes insurance companies’ property and liability claims data, which is used in evaluating property and casualty underwriting.
LexisNexis Credit Score testing
Administrators can test Lexis Nexis Credit Scoring in BriteCore.
HazardHub setup
HazardHub is the only third-generation provider of property-level hazard risk databases. Their team translates voluminous geospatial digital data into easy-to-understand answers, providing risk assessments that can be used to make real-world decisions.
ISO A-PLUS post-live setup
After going live with ISO A-PLUS, you can generate and submit both test files and final files.
ISO protection class lookup setup
Verisk (ISO) Underwriting provides the most useful property and hazard information related to a risk address.
ISO credit scoring setup
Through strategic alliances with leading credit information services, ISO Passport provides easy access to critical consumer-credit information by generating credit reports containing addresses, collections, employers, inquiries, public records, and trade accounts.
ISO A-PLUS setup
ISO’s A-PLUS is a valuable information source for property and casualty underwriters. A-PLUS furnishes insurance companies’ property and liability claims data, which is utilized in the evaluation of underwriting of property/casualty insurance.
Delete a payment
You can delete payments from three locations within BriteCore:Â Daily Cash Receipt screen, Payment Log screen, and Accounts Receivable screen of the policy. By default, when you delete a payment, BriteCore will treat the payment and policy like the payment never occurred, which could cause the policy to enter Cancellation Pending, Non-Payment of Premium or could automatically cancel the policy. Due to BriteCore’s default behavior, it is recommended that you only delete payments from within the Accounts Receivable screen of the individual policy.
AIR Integrations setup
AIR Worldwide, a Verisk Analytics company, provides software and catastrophe modeling to help companies manage risk from natural catastrophes, terrorism, cyber-attacks, and pandemics. BriteCore offers two integrations with AIR products: AIR Touchstone and AIR Hazard Service’s Flood Zone API.
Mark a payment as non-sufficient funds (NSF)
While you can mark a payment as NSF from the Payment Log, it is recommended that you mark a payment as NSF from the Accounts Receivable screenwithin the individual policy. When you mark a payment as NSF, BriteCore will treat the payment as if it never occurred. BriteCore will use the Due Date and Cancel Date of the outstanding invoice to determine the course of action.
View inbound payments
You can view inbound premium payments on a policy’s Accounts Receivable screen or in the central Payment Log queue, located in Policies > Payments.Â
Research declined payments
An electronic payment may be declined by a vendor if the information entered is incomplete or incorrect. If a payment is declined, a note will be created in the policy’s Notes screen. You can view the note to learn why the payment was declined.Â
Add payment method from Accounts Receivable screen
You can add payment methods in two ways:Â On the Payments screen of the Contacts module and on the Accounts Receivable screen of a policy.Â
Set up NSF notification
You can designate recipients to receive an email notification when a payment is marked NSF.Â
Reinstate mortgagee billed non paid renewals on payment
With the reinstate_mortgagee_billed_non_paid_renewals_on_payment advanced setting, you can allow mortgagee billed canceled policies or non-pay renewals to be reinstated as long as payment that meets the payment threshold is made within a specified amount of time.Â
Bypass duplicate payments check
With the bypass-duplicate-payments-check advanced setting, you can allow the system to bypass the default behavior of checking for and declining duplicate electronic payments. In the event that you need to re-attempt an electronic payment due to a slow response time or system error, it can be helpful to bypass the duplicate payment check so you can accept a payment made on the same policy for the same amount within a 48-hour period.Â
Halt payment processing
With the halt-payment-processing advanced setting enabled, you can stop Daycron payment processing functions from occurring. These functions occur overnight.Â
Policies: Cancellations, reinstatements, rewrites
Links to Policies documentation that addresses cancellations, reinstatements, and rewrites.
BriteCore Policies how-tos
List of Policies-related tutorials and documentation.
BriteCore Policies Wiki TOC
Recreation of the table of contents from the BriteCore Policies space in the BriteWiki.
Premium calculations explained
As one of the most important data points in BriteCore, premium records are calculated daily and drive nearly all reports and accounting processes.
Use Persistent Builder
Persistent Builder (PB) is a tool used to update policies when they fail to renew due to moving to a new lines effective date.