Why use these integrations?

BriteCore clients can leverage the Cotality integration to streamline property valuation processes and enhance underwriting efficiency. With the Cotality integration, users gain access to two key capabilities within BriteCore:

1. View property information/valuation via Cotality RCT Express: Allows underwriters to seamlessly access property information and valuation reports directly from BriteCore's admin view, facilitating informed decision-making during policy assessment.
2. Prefill Cotality MSB valuation data for agent experience: Enables agents to prefill property valuation data within BriteCore's quoting wizard, providing accurate property replacement costs and depreciated values for commercial structures.

Product/Services Integrated:

• Cotality RCT Express Service
• Cotality MSB Valuation Service

Usage Considerations:

• Cotality RCT Express
  • Access is only available to administrators such as underwriters within the administrative view of the policy. 
• Cotality MSB Valuation Service
  • Access is available to agents within the quote wizard only.

Implementing the Integration:

Prerequisites:

Before integrating Cotality with BriteCore, clients must:

• Sign a contract with Cotality for their MSB and/or RCT Express services and have received authentication credentials from Cotality.

Integration Setup:

1. Navigate to Settings > Vendor Integrations in BriteCore.
2. Install the desired integration:
   • For Cotality RCT Express: Select "Install View in Cotality RCT Express."
     1. After installation, go to "Installed Integrations."
     2. Configure Installation:
        1. Select "Configure Installation."
        2. Follow the prompts in the pop-up wizard.
        3. Enter authentication details (name, username, password, customer code) and the URL.
        4. Confirm the integration URL connectivity to your site by copying and pasting as described on the screen.
        5. Once all information is entered, select "Finish" to complete the installation process.
     3. Select Policy Type
        1. Click on the "Select Policy Type" button.
        2. Identify the policy types associated with this integration.
   • For Cotality MSB Valuation: Select "Prefill Cotality MSB Valuation."
     1. After installation, go to "Installed Integrations."
     2. Select Policy Types:
        1. Click on the "Select Policy Type" button.
        2. Identify the policy types associated with this integration.
     3. Configure Installation:
        1. Select "Configure Installation."
        2. Follow the prompts in the pop-up wizard.
        3. Enter Authentication Details:
           1. Provide authentication details for Cotality ExpressLync service.
           2. Enter Cotality Service URL.
           3. Specify Cache Validity (Days).
           4. Map the line name to the Cotality required request data points:
              1. Homestyle
              2. Number of families
              3. Year built
              4. Finish living area
           5. Map Cotality calculation results into Property Replacement Cost, Property Value, and/or any rating categories or inputs.
        4. Complete Configuration:
           1. Once all details are entered, select "Finish" on the final wizard page of the pop-up to complete the installation process.

Using the Integration:

Cotality RCT Express Service

As an underwriter, access a policy with an uncommitted revision.

• Select the "Property" tab on the admin view of the policy.
• Click on the "View in Cotality RCT Express" button under "Inspection Request."
• A pop-up dialog box will appear with a link to Cotality. Select the provided link to proceed.
• Fill out the fields specified by Cotality within the Cotality Application, such as year built and finished living area in square feet, as required.
• After filling out the necessary information, select "Save."
• The screen will advance to the Cotality report, displaying valuation totals, alerts, and property details.
• Hover over "Reports," and a dropdown menu will appear. Choose a report type, such as "Standard."
  • A PDF version of the selected report will be provided to the underwriter.
  • The user can save this report to BriteCore, if desired. 
• Once finished reviewing the report, select "Finish" under the valuation total. Finally, select "Save" in the pop-up dialog box to complete the process

Cotality MSB Valuation Service

• Ensure the user is logged in as an agent.
• Create a new quote for a policy type that is configured to use Cotality prefill.
• Enter the required request data on the risk step.
  • Homestyle
  • Number of families
  • Year built
  • Finish living area
• Notice on the rating step, the mapped returned data from Cotality, such as the Actual Cash Value, is returned into the category fields.