With the advanced setting process-payment-at-bind, you can choose whether or not to require an initial payment during the quoting process before a policy can be bound and issued.
This advanced setting requires True and False buttons.
By default the setting is set to False, so an initial payment isn't required before you can bind and issue a policy.
Changing the default
To change the default, navigate to Settings > Advanced. In the Search for a Setting box, type process-payment-at-bind. Select Search or press Enter/Return on your keyboard. Change the setting from False to True.
When this setting is enabled, users won't be able to bind and issue a policy before a successful initial payment is made.